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Why Google Bard Selected Ethereum, Everlodge, and Shiba Inu To … – CryptoPotato

As technology evolves, so do the ways through which investors and traders get the data they need to make accurate price predictions. One of the most recent methods involves AI technology. Google Bard is an AI-driven chatbot that recently saw a surge in appeal from crypto traders.

When asked about the best cryptos that can surge by December, it recommended Ethereum (ETH), Shiba Inu (SHIB) and Everlodge (ELDG). Today, we will go over exactly how far these cryptos can spike based on their on-chart data.

Summary

Visit the Everlodge presale to see how you can win a luxury holiday to the Maldives

Disclaimer: The article is sponsored content; its written by a third party. CryptoPotato doesnt endorse or assume responsibility for the content, advertising, products, quality, accuracy, or other materials on this page. Nothing in it should be construed as financial advice. Readers are strongly advised to verify the information independently and carefully before engaging with any company or project mentioned and do their own research. Investing in cryptocurrencies carries a risk of capital loss, and readers are also advised to consult a professional before making any decisions that may or may not be based on the above-sponsored content.

Readers are also advised to read CryptoPotatosfull disclaimer.

Ethereum (ETH) was recently in the spotlight following the launch of Scroll. This is a Layer-2 network that is a part of the zero-knowledge Ethereum Virtual machine (zkEVM) space. Its objective is to scale the Ethereum blockchain significantly. Moreover, the official announcement about Scrolls launch came on October 17, but on-chain data suggests that it has been live within the past week.

Based on the most recent on-chart data, the crypto traded between $1,528.77 and $1,601.75 as its low and high point during the week. As a result, analysts are bullish on the future of the project.

Shiba Inu (SHIB) also saw massive success with Shibarium. Not only did the network reach 3.49 million transactions, but its home to over 1.25 connected crypto wallets. As a result, interest and usage of the Shiba Inu could rocket soon. According to Google Bard, the crypto could also soon see a significant upswing in value.

Based on its historical performance, within the past week, the Shiba Inu price was between $0.00000674 and $0.00000713. However, analysts are bullish and project even more significant growth in the future.

Ethereum and Shiba Inu gained attention, but a lot more growth will be experienced by the Everlodge crypto, as its tapping into the $280 trillion-dollar real estate industry.

It could completely transform the industry by using NFT fractionalization. The projects objective is to allow far more individuals the opportunity to access the real estate sector.

Through the platform, they can do so starting with as little as $100. The platform will mint NFTs that represent high-value properties. Then, they will be divided into smaller fractions that represent a persons share in a specific property.

Another interesting aspect about these is that if the property appreciates in value, so will the NFT. Moreover, users can use the NFTs as collateral when getting loans.

Now, the project has reached Stage 6 of its presale, where ELDG trades at just $0.023.

Visit The Everlodge (ELDG) Presale

Website: https://www.everlodge.io/

Join The Community

Telegram: https://t.me/everlodge

Disclaimer: The above article is sponsored content; its written by a third party. CryptoPotato doesnt endorse or assume responsibility for the content, advertising, products, quality, accuracy, or other materials on this page. Nothing in it should be construed as financial advice. Readers are strongly advised to verify the information independently and carefully before engaging with any company or project mentioned and do their own research. Investing in cryptocurrencies carries a risk of capital loss, and readers are also advised to consult a professional before making any decisions that may or may not be based on the above-sponsored content.

Readers are also advised to read CryptoPotatosfull disclaimer.

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Trump’s Ethereum Stash Grows By $91K To Reach $2.7M – Benzinga

October 23, 2023 2:49 AM | 2 min read

Massive returns are possible within this market! For a limited time, get access to the Benzinga Insider Report, usually $47/month, for just $0.99! Discover extremely undervalued stock picks before they skyrocket! Time is running out! Act fast and secure your future wealth at this unbelievable discount! Claim Your $0.99 Offer NOW!

Former President Donald Trump, who is a Republican candidate for the upcoming Presidential election, has witnessed a substantial increase of $91,000 in his Ethereum (CRYPTO: ETH) holdings since he launched his NFT collection in December 2022.

What Happened: According to data provided by Arkham Intelligence, Trumps Ethereum wallet currently holds a total of 1,553 ETH. As the price of Bitcoin (CRYPTO: BTC) and Ethereum has surged in recent times, it has resulted in the growth of Trumps NFT holdings by over $91,000.

Enter your email and you'll also get Benzinga's ultimate morning update AND a free $30 gift card and more!

This resurgence in the cryptocurrency's worth was fueled by renewed hopes for Securities and Exchange Commission (SEC) ETF approval and market optimism following the dismissal of charges against two Ripple executives in the XRP lawsuit.

Recent information obtained by the governmental ethics watchdog group, Citizens for Responsibility and Ethics in Washington, indicates that Trump possesses a cryptocurrency wallet holding approximately $2.8 million worth of Ethereum as of early August. This figure now stands close to $2.71 million.

Will The SEC Finally Approve Long-Awaited Bitcoin Spot ETF? Ask industry experts directly at Benzinga's Future of Digital Assets event happening in NYC on Nov. 14, 2023. Be a part of the discussions where you won't just be a passive spectator. Don't let this chance slip away secure early bird discounted tickets now!

See More: A Stay At The Floating Palace From James Bond's Octopussy

Why It Matters: Despite expressing skepticism towards cryptocurrencies during his presidential term, Trump has actively engaged with the crypto industry. Last year, he launched a non-fungible token (NFT) project called Trump Digital Collectible Cards, which featured exclusive images of himself. This project gained significant popularity, leading to the release of a second series of collectibles in April, which also quickly sold out.

Official documents indicate that Trump earned $4.87 million in licensing fees from his NFT collection.

Price Action: At the time of writing, ETH was trading at $1,700, up 4.00% in the last 24 hours, according to Benzinga Pro.

Photo by Evan El-Amin on Shutterstock

Read Next: Heres How Much You Should Invest In Shiba Inu Today For A $1M Payday If SHIB Hits 1 Cent?

Massive returns are possible within this market! For a limited time, get access to the Benzinga Insider Report, usually $47/month, for just $0.99! Discover extremely undervalued stock picks before they skyrocket! Time is running out! Act fast and secure your future wealth at this unbelievable discount! Claim Your $0.99 Offer NOW!

2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

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NFT Trading Volume on Ethereum Shot Up +124% in Just a Week … – CryptoTicker.io – Bitcoin Price, Ethereum Price & Crypto News

Ethereums NFTs are buzzing. In a mere seven days, their trading volume rocketed by 124%, reaching an impressive $142 million. This massive growth has everyone asking: Whats the future for these digital treasures?

A few key reasons are driving this uptick:

Several NFT projects are stealing the spotlight:

The recent NFT surge might be a prelude to a bigger crypto bullrun. Historically, when mainstream interest in one crypto area grows, it spills over. This could mean more investors diving into the broader crypto market. If Bitcoin and major altcoins start rallying, it could further boost confidence in NFTs. However, with highs come potential lows. Its essential to remember that crypto markets can be volatile.

The NFT scene on Ethereum is sizzling right now. While the growth is thrilling, the journey ahead is still unfolding. For those diving in, staying updated and cautious is the way to go.

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2023 price prediction for Tron (TRX), Ethereum (ETH), and … – CoinJournal

As the crypto market continues redefining, buyers closely watch potential winners in 2023. Tron (TRX), Ethereum (ETH), and Everlodge (ELDG) have all gained significant attention, each for something unique.

This article will look into a price forecast for these three cryptocurrencies to see the future.

Tron (TRX) is making a strong comeback, securing a place among the top 10 coins by market capitalization again. In fact, it now has a market cap of $7.7B. The resurgence of Tron is evident in its impressive network activity, as TRONSCAN has reported 6.5B transactions on its network.

Additionally, Tron recently surpassed 190M accounts on its network an outstanding milestone. This surge indicates a renewed interest in the Tron coin. As a result, the crypto community is closely watching this development. Some experts even forecast that the Tron price could reach $0.100 by December 2023.

This resurgence highlights Trons capacity to adapt and thrive in a rapidly evolving crypto landscape.

Ethereum (ETH) remains one of the hottest tokens in the crypto market, with its developers continually pushing the boundaries of innovation. The ETH developers are generating excitement by hinting at a mainnet shadow hard fork coming before the highly anticipated Dencun upgrade. This comes hot on the heels of the Ethereum L2 network Scroll launch on mainnet.

The upcoming Devnet #10 will be a significant milestone in the Ethereum journey, featuring a large validator set that may include up to 330,000 active validators. With these advancements on the horizon, market analysts are optimistic about the Ethereum crypto.

Consequently, they project the Ethereum price to reach $2,335.71 by the end of Q4 2023. Ethereums ability to evolve and adapt continually draws significant attention from many individuals.

Everlodge (ELDG) has rapidly gained recognition for its innovative approach to real estate on the blockchain. This upcoming property marketplace will present a unique combination of blockchain, NFT, and timeshare technology. Thus, users can expect to find many issues the $280T worth of real estate market faces long gone on Everlodge.

One of the most significant issues in the real estate market is the high level of liquidity required to participate. Real property often demands a large initial investment, making it inaccessible for many. Everlodge will address this issue by digitizing and minting villas and hotels into NFTs, which are then fractionalized, increasing liquidity and accessibility.

Additionally, Everlodge will tackle the issue of dealing with traditional banks. Co-owners of properties in the Everlodge marketplace can leverage their property-backed NFTs as collateral for obtaining short to medium-term loans. This groundbreaking feature will offer users a seamless and efficient alternative to complex bank processes.

Everlodge has already seen remarkable success, with millions of native tokens sold. Buyers who invested early in Everlodge have enjoyed a 100% return. The ELDG token is currently worth only $0.023 in Stage 6 of its presale. However, analysts foresee a 30x rallyon its launch day after a Tier-1 CEX listing.

To find out more about Everlodges (ELDG) presale, visit the Everlodge website and join their Telegram channel.

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The Aptos Blockchain Suffered A Five-Hour Outage: Why Ethereum … – Tekedia

While celebrating its one-year anniversary, the blockchain Aptos suffered a 5-hour outage. The outage happened when the platform was hosting a mass drawing application. While blocks on the network usually confirm in less than a second, AptoScan shows a 5-hour and 6-minute difference between two transactions on October 18th. To celebrate its first birthday, the Aptos Foundation created a drawing platform Graffio.art where Aptos wallet users could contribute to a blank canvas to create a community art piece. When the shutdown occurred, 4,000 users were painting on the online canvas.

The outage had an impact on the native gas-paying token APT, which dropped from 2.2% shortly after the outage happened. Overall, the token is trading 35.8% lower than when it launched last year. Outages such as these have long-lasting impacts on crypto projects, rendering them unreliable in the eyes of investors. At a time when crypto is plagued by bad press, experiencing outages like this one can have a devastating effect on the projects future.

In this article, were delving into some crypto projects that are more reliable than Aptos. Ethereum ($ETH), Cardano ($ADA), and the new crypto project Doge Uprising ($DUP) all show a more reliable future and were exploring how.

Ethereum is widely regarded to be one of the most reliable blockchain platforms. Although there have been a few instances where Ethereum has experienced disruptions in service, this has generally been caused by network congestion issues or problematic nodes rather than complete blockchain outages. As with any complicated system, Ethereum is not immune to technical issues. For example, in early 2023 Ethereum failed to finalize transactions for 25 minutes. However, luckily the platform managed to avoid a full outage and some even argue that the 25-minute period had zero impact on Ethereum at all.

Although Ethereum is one of the most reliable platforms, with great long-term potential, nothing is 100% predictable in the crypto space. All crypto investments have the potential to be incredibly volatile, with large peaks and troughs in price movement. If youre prepared to take the risks, the rewards could be huge, but so could the losses.

Cardano ($ADA) has a reputation as one of the most stable and reliable blockchain networks in the cryptocurrency industry. It ran smoothly for more than five years until early 2023 when 50% of the nodes had a temporary outage. However, this was only brief and didnt take the whole network offline. The Cardano node is a core component that underpins the whole Cardano network. A blockchain network is simply just a collection of interconnected nodes, working together to validate transactions and utilize consensus. Although the 50% node outage caused disruption, it didnt take the whole network down like Aptos.

The new crypto project Doge Uprising is looking to be an exciting new project with lots of utility. Putting its community at the forefront, this cryptocurrency will aim to remain reliable and stable for its users. The project has an immersive Web3 universe in its roadmap, which will only find success if users can delve into the space uninterrupted by consistent outages.

As an ERC-20 token, it plans to harness the power of Ethereum, making it the technological backbone of the project. The ERC-20 standard ensures compatibility with other decentralized applications on the Ethereum blockchain which fosters unity. Ethereum is a flexible, reliable foundation to fuel Doge Uprisings tokenomics and power the staking, yield farming, and NFT collections it has planned. Beyond just the technical prowess, the ERC-20 backbone integrates Doge Uprising seamlessly into the blockchain framework, breathing life into its Doge Mecha NFTs.

If youre interested in finding out more about this project, follow the links below.

Doge Uprising ($DUP):

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Introducing Xapis: The Evolution of Web3 Social Networking – Where Cryptocurrency Meets Social Engagement – Yahoo Finance

NEWYORK, NY, Oct. 23, 2023 (GLOBE NEWSWIRE) -- The digital realm is buzzing with the introduction of Xapis, a trailblazing Web3 Social Networking Hub that seamlessly melds cryptocurrency and social connectivity. Setting a new benchmark, Xapis is poised to transform how users engage online with its groundbreaking "Tweet-2-Earn" protocol. At its core, Xapis leverages Ethereum's robustness, ensuring its users, fondly referred to as X denizens, are duly rewarded for their vibrant participation.

Building on Pillars of Distinction:Designed with user-centric principles in mind, Xapis stands firm on its values:

Fairness: Championing an even playing field for all users.

Decentralization: Eschewing traditional centralized models for a democratic approach.

Community Engagement: Forging meaningful connections within its thriving ecosystem.

Cost-free: Ensuring access without barriers or hidden fees.

Hard Work: Recognizing and valuating each member's efforts.

Collaboration: Encouraging partnerships and teamwork for mutual growth.

Key Offerings that Set Xapis Apart:

Tweet-2-Earn Protocol: Engage, interact, and earn! Xapis's pioneering mechanism allows X denizens to garner points through active participation, which subsequently transmute into the coveted $WAX tokens post each epoch.

Multiplier Effect via Xapis NFT Collection: Amplify rewards with Xapis's exclusive NFT assortment. A generous 20% of the NFT sales proceeds are funneled straight into the reward pool, proving advantageous for $WAX token holders.

HoneyYield+: Sweeten the deal! $WAX custodians can relish in earning ETH from diverse avenues, encompassing fees, LP rewards, and shared NFT profits. Commitment pays off - the longer the tenure, the more sumptuous the honey yield.

Referral Program: Spread the buzz! Xapis's bee-themed Referral Program is devised to reward users who bring in fellow enthusiasts into the hive, ensuring collective growth and sweeter outcomes.

Story continues

Connect with Xapis - Dive into the Future of Social Engagement:

About XapisXapis signifies the convergence of digital socialization and cryptocurrency, redefining user engagement in the Web3 era. By placing users at the forefront and fostering genuine connectivity, Xapis is scripting a new narrative in the digital space.

For press inquiries, please contact:

Name: Lukas ArnauEmail: lukas@xapis.ioSOURCE: Xapis

Related Links:Xapis Official Website

Disclaimer:

The information provided in this release is not investment advice, financial advice, or trading advice. It is recommended that you practice due diligence (including consultation with a professional financial advisor) before investing or trading securities and cryptocurrency.

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The Roots of Today’s Republicans – The American Prospect

The whole secret of politics, Kevin Phillips told Garry Wills in 1968, is knowing who hates who.

For a timeparticularly during the 1960sPhillips was likely the nations foremost expert on who hated who. As a young scholar of what we might call political demographics, Phillips had noted that the states of the Deep South had forsaken the Democratic Party to vote for Barry Goldwater in the presidential election of 1964, largely due to Goldwaters vote against the Civil Rights Act on the Senate floor earlier that year. Phillips had also noted the votes that George Wallace, Alabamas segregationist governor, had racked up against President Lyndon Johnson in that years Democratic presidential primaries in Wisconsin and Maryland, pulling down a third or more of the votes, chiefly from white working-class voters.

In a memo to 1968 Republican presidential nominee Richard Nixon, on whose campaign he worked, Phillips wrote, The fulcrum of re-alignment is the law and order/Negro socio-economic revolution syndrome, and [Nixon] should continue to emphasize crime, decentralization of federal social programming, and law and order. Republicans had generally written off the South since the end of Reconstruction in the late 1870s. But in his memo to Nixon and in his 1969 book The Emerging Republican Majority, Phillips, who died earlier this month at age 82, called upon Republicans to pursue a Southern strategy by pandering to the regions anticivil rights backlash. In time, this not only turned the white South into the Republicans base but also, decades later, turned Northern state Republican parties into bastions of Southern white values, such as they were.

More from Harold Meyerson

While Goldwater had run on those themes in 1964, its important to realize that at the time the Republican mainstream had yet to embrace them, and in many cases, even consider them. Unlike Goldwater, nearly every other Republican senator had voted for the Civil Rights Act, in keeping with its image as the party of Abraham Lincoln. When Nixon, the very personification of the Republican mainstream, embraced Southern values as well, managing to capture some Southern states and win more Northern Democratic white working-class votes than a Republican normally captured, the template was set for the partys future strategy, which in many ways is also the partys current strategy.

But not in all ways. Nixon wasnt an enemy of government as such; he was, after all, the man who signed the Environmental Policy Act into law and indexed Social Security benefits to changes in the cost of living. He did, however, try to implement the decentralization of federal social programming (i.e., give the white South and other white communities a way to curtail Black advancement), which under Ronald Reagan morphed into opposing federal social programming altogether.

At which point, Phillips got off the train.

There were really only three veterans of Nixons campaign who went on to post-Nixon careers of note, if you exclude all those whose post-Nixon careers landed them in jail for their involvement in Watergate. Nixon speechwriter Pat Buchanan was to double down on the who-hates-who aspects of Nixonism, proclaiming at an earlier point and more loudly than any of his fellow Republicans that the nation was embroiled in a culture war against immigrants, non-Christians, feminists, racial minorities, secularists, and so forth. Fellow Republicans, he intoned, should stand with him at Armageddon and battle for, if not the Lord, then at least Republican culture warriors like him. Buchanan sought and lost the 1992 and 1996 Republican presidential nominations to George H.W. Bush and Bob Dole, respectively, but it was his call for a culture war that became the partys mantra.

The second Nixon campaign alum had worked on Nixons television ads and campaign themes, going on to a career in right-wing media and then serving as the chief of Fox News for two decades. Roger Ailes provided a new and exponentially louder megaphone to the culture-war politics of Pat Buchanan, and later, Donald Trump. No one did more to reach out to the whos whose hatred the right needed to stoke if it was to win elections, and to select the whos who it deemed suitable objects for their hatred, even (or especially) if those whos were largely products of Ailess imagination.

Phillips went another way. Like Buchanan and Ailes, he realized that the Republicans reach had been extended to crucial portions of the white working class. But even as they sought to extend that reach by exploiting and triggering the racial, gender, and cultural anxieties and resentments of those voters, Phillips came to understand how working-class Americans were losing ground economically as income and wealth began being redistributed upward under the presidency of Ronald Reagan, and continued that way under Bill Clinton and both presidents Bush. By the mid-1980s, he began to report on the deindustrialization of the Midwest and the financialization of corporations under pressure from a newly re-empowered Wall Street. From the late 80s until about a dozen years ago, when he began to succumb to Alzheimers, he authored a string of books that made many of the same points as those by such avowedly left political economists as Barry Bluestone, Ben Harrison, and Prospect co-founder Bob Kuttner.

Phillips even gave a talk at and to the AFL-CIO (beginning with an account of how, as a young lawyer, future Republican President William McKinley had represented unions in court actions). And in the late 90s, I attended a small dinner in Los Angeles, hosted by Marxist historian Perry Anderson (the guiding spirit of New Left Review), at which the visiting Phillips was the guest of honor. The altogether friendly colloquy between Anderson and Phillips didnt presage any kind of leftward-moving realignment, of course, but I do wish someone had recorded it so we could access it today, when Wall Street has become considerably more unpopular than it was then.

Todays Republican Party has gone full Buchanan-Ailes, and still steers clear of the path that Phillips laid out for them, though the current Republican basethe white working classis just as economically submerged (in some ways, more so) as it was when Phillips was writing. Occasionally, a stray GOP culture-war demagogue flirts with elements of economic, as well as racial-cultural, populism, as Missouri Republican Sen. Josh Hawley has by walking on a UAW picket line, but such instances are few and far between. More common is Donald Trumps response to the autoworker strike, in which hes endeavored to move workers economic concerns onto the more Republican-friendly turf of opposition to such woke nostrums as electrification and the ostensible climate alarmism that gives it rise.

In a sense, then, the battle for the votes of the white (and not just the white) working class, on which the 2024 presidential election will largely turn, comes down to the contest between these three Nixoniansor more precisely, between them once the post-Nixon Phillips understood the toll that Reaganomics and financialization were taking on the middle and working class. In Joe Biden, at least, the Democrats finally have a president whose economics are as progressive and proworking class as Nixons onetime chief strategists.

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The Future of the Internet, Trust and Web3: Data and Digital … – OODA Loop

Charles Clancy, Chief Futurist at MITRE, and his co-authors of a recent report Democratizing Technology: Web3 and the Future of the Internet provide the best framing of a robust and decentralized, democratized alternative to the existing technology stack and the establishment and advancement of alternative technological paradigms to protect the public interest by making authoritarian misuse difficult or impossible.

Cryptocurrency and Web3 are a counterculture, hacker, open- source response to the hyper-scalers and the centralization of compute and data ownership.

Central to our ongoing research on The Future of Digital Self-Sovereignty (which will be released as a series of post in November) is a need to understand the growing tension between the individual and the nation-state in the digital domain, especially autocratic surveillance states, and the potential value propositions of Web3 architectures that enable new business models and governance frameworks.

Before the Web3 ecosystem emerges and evolves into a fledged marketplace with winners and losers, aligned economic incentives and regulatory oversight, however, societal trust remains fragile and will impact the ability to build trust into these new systems. While we always strive to drill down to the What Next? of it all and to prioritize actionable business strategy insights digital self-sovereignty only becomes a mature marketplace with recognizable market dynamics, platforms, ecosystems, and business strategy implications after we puzzle through the more socio-technological implications.

Edge cases, crypto creative destruction, community building, collective intelligence, partipatory culture essentially, bottom-up dynamics all figure prominently in our an analysis to date. In the end, our working hypothesis is that a Web3 ecosystem with digital-self sovereignty for the individual as a central design element prioritized over nation-state data and digital self sovereignty holds great promise to correct some of the unintended consequences of the legacy Web 2.0 system. As with everything else, AI/ML will also figure prominently.

In a conversation with OODA CTO Bob Gourley in a recent OODAcast, MITREs Charles Clancy provided a very prescient analysis of the state of play and the potential of it all:

Cryptocurrency and Web3 are a counterculture, hacker, open- source response to the hyper-scalers and the centralization of compute and data ownership. Web3 has started to separate itself from crypto with crypto as only one application of Web3. Of course, in the pandemic, we saw crypto prices start to sort of skyrocket, then collapse, mostly due to discovering some of the insecure and fraudulent underpinnings of certain major pieces of the crypto economy. But my hope is that we have gone through the whole hype cycle now, and we can actually start building Web3 out of all the building blocks that have kind of been thrown off by this ecosystem in the last ten years that really are decentralized.

And what I really like about Web3 and this whole notion of decentralization is, from a U.S. perspective, it could be a really good technical offset strategy to Chinas Belt and Road Initiative. So, China is very interested in exporting its very verttically integrated, cloud, 5G, surveillance technology tech stack to other countries through Belt and Road. I think that as we shift towards these decentralized technologies, it is inherently anti-authoritarian in the way that the technology works and works together. You have this whole notion of democratic control of services under the hood.

No one entity controls any of these different things. I think there is a real opportunity to invest in Web3. One, because it is a cool set of new technologies. The decentralization is really interesting from a technology perspective. But I think from a policy perspective, it is the natural answer to authoritarian tech stacks that we are seeing in other parts of the world. We have a paper we published on the topic.

Web3 promises a future World Wide Web far different from the centralized, hyperscaled, and structurally authoritarian era of web2. MITRE offers policy recommendations that complement government, industry, and academic efforts to advance web3 and increase user adoption.

From the Report:

The architecture of todays World Wide Web is, in many ways, an authoritarian onebuilt around a business model and technology stack that rewards vertical integration, massive aggregation of user data, and hyperscale centralized management. This architecture has provided benefits in terms of society-wide connectivity and scalable use cases, but comes at the cost of user privacy and autonomy, and domination of this crucial facet of modern life by a few enormous firms. Worse, this architecture facilitates surveillance not simply by profit-maximizing hyperscaler service providers, but alsoin authoritarian regimesby the repressive state entities to which such providers are answerable. China, for instance, is harnessing data to manage and control the lives of its people by requiring them to use software that defines a new precedent for forms of automated social control.

The authoritarian cost of todays web2 architecture developments call for a response, but it is not enough to denounce the impact of the web2 technology stack on human rights, privacy, and democratic norms. We also need a better answer: the establishment and advancement of alternative technological paradigms to protect the public interest by making authoritarian misuse difficult or impossible.

Web3 technology can help provide an offset strategy to counter the rise of authoritarian and surveillance-facilitating regimes. This paper expands on previous MITRE publications discussing web3 by describing how earlier web-related technology stacks and economic modes have led to data centralization, and how much of this centralization within web2 can be unwound by web3; it also presents use cases where an alternative paradigm is already starting to take hold. Most visibly, this is already happening with decentralized finance and cryptocurrency, but web3 can decentralize any digital service.

there is much to do to make web3 a reality, make it safe and reliable, and equip it to fulfill its potential.

Clancy and his co-authors offered the following strategic insights in the report:

As new protocols are considered for web3, this paper offers the following specific policy recommendations that complement government, industry, and academic efforts to advance this technology and increase user adoption:

Web3 promises a future World Wide Web far different from the centralized, hyperscaled, and structurally authoritarian era of web2. It could form a robust and decentralized, democratized alternative to the existing technology stack, but there is much to do to make web3 a reality, make it safe and reliable, and equip it to fulfill its potential.

For the full MITRE report, go to Democratizing Technology: Web3 and the Future of the Internet

Web 2.0: Web 2.0 refers to the second generation of the internet, characterized by the transition from static web pages to dynamic, interactive, and user-generated content. It marked a shift from the early days of the internet (Web 1.0) when most websites were read-only, and users had limited interaction beyond clicking links. With Web 2.0, websites became more dynamic, allowing users to contribute, share, and collaborate on content. Social media platforms, blogs, wikis, and other interactive web applications became prevalent during this era. Key features of Web 2.0 include user-generated content, social networking, and the rise of online communities. See The Future of the Internet and Artificial Intelligence: Non-fungible Tokens (NFTs) and AI-Generated Art.

Web3: Web3 refers to the third generation of internet technology that aims to create a decentralized and user-centric internet. Unlike Web 1.0, which was static web pages, and Web 2.0, which introduced interactive and social features, Web3 focuses on blockchain technology, cryptocurrencies, and decentralized applications (DApps). In Web3, the control of data and digital assets is shifted from centralized entities to individuals through the use of blockchain and smart contracts.

Data Sovereignty: Data sovereignty is the concept that data is subject to the laws and governance policies of the country in which it is located. It implies that data is subject to the laws of the country in which it is located and should be stored, processed, and managed in compliance with those laws. Data sovereignty is often a concern in cloud computing and international data transfers.

Digital Sovereignty: Digital sovereignty refers to a nations ability to govern its own digital infrastructure, technologies, and data in a way that protects its national interests, security, and cultural values. It encompasses the control a country has over its digital resources, technologies, and data flows, ensuring that foreign entities or governments do not have undue influence or control over a nations digital space.

Digital Self-Sovereignty: Digital self-sovereignty refers to an individuals control and ownership over their personal data, digital identity, and online presence. It empowers individuals to have autonomy and agency over their digital lives, deciding how their data is used, shared, and accessed by third parties. Digital self-sovereignty is closely related to the principles of privacy, security, and user empowerment in the digital realm. See:

In summary, Web3 represents the decentralized future of the internet, while data sovereignty emphasizes compliance with national laws regarding data. Digital sovereignty relates to a nations control over its digital infrastructure, and digital self-sovereignty pertains to an individuals control over their personal data and online identity. These concepts are interconnected and reflect the evolving landscape of the digital world.

Web3 represents the next evolution of the internet beyond Web 2.0. While Web 2.0 focused on interactivity and user-generated content, Web3 incorporates decentralized technologies, most notably blockchain and cryptocurrencies, to create a more user-centric, secure, and decentralized internet. Here are some key differences between Web 2.0 and Web3:

Decentralization

Digital Ownership

Smart Contracts and DApps

Cryptocurrencies

In summary, Web3 represents a shift towards a more decentralized, user-controlled, and secure internet experience, facilitated by blockchain technology and cryptocurrencies. It builds upon the interactivity of Web 2.0 while fundamentally changing the way digital assets, transactions, and applications are managed and owned online.

Bitcoins Momentum: Bitcoin seems unstoppable due to solid mathematical foundations and widespread societal acceptance. Other cryptocurrencies like Ethereum also gain prominence. The Metaverses rise is closely tied to Ethereums universal trust layer. See:Guide to Crypto Revolution

Geopolitical-Cyber Risk Nexus: The interconnectivity brought by the Internet has made regional issues affect global cyberspace. Now, every significant event has cyber implications, making it imperative for leaders to recognize and act upon the symbiosis between geopolitical and cyber risks. SeeThe Cyber Threat

Track Technology Driven Disruption:Businesses should examine technological drivers and future customer demands. A multi-disciplinary knowledge of tech domains is essential for effective foresight. See:Disruptive and Exponential Technologies.

Networked Extremism: The digital era enables extremists worldwide to collaborate, share strategies, and self-radicalize. Meanwhile, advanced technologies empower criminals, making corruption and crime interwoven challenges for global societies. See:Converging Insurgency, Crime and Corruption

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Prepared Remarks of CFPB Director Rohit Chopra on the Proposed … – Consumer Financial Protection Bureau

Good morning, and thank you for being here today.

In the last few decades, sectors across the economy have become more concentrated and centralized. A key priority for the Consumer Financial Protection Bureau is to ensure that consumer finance markets are fair, transparent, and competitive.

When it comes to our financial lives, a handful of very large banks and financial firms control much of the market. This has left many families with fewer viable options, and many people feel stuck to the provider they signed up with years and years ago. One of the main drivers of these trends is the simple fact that it is too hard to switch providers. Since many deposits and payments are now automatic, people feel that if they make a mistake when switching, theyll face a nightmare of errors and fees. And sometimes, when people close an account, like a credit card, they worry that their credit score will take a hit.

Today, the CFPB is proposing a rule to activate a dormant authority under a 2010 law to accelerate much-needed competition and decentralization in banking and consumer finance by making it easier to switch to a new provider. The Personal Financial Data Rights rule would help address many of the root causes of sticky banking by giving people more power to walk away from bad service and enabling small community banks and nascent competitors to peel away customers through better products and services with more favorable rates.

With strong data protections to prevent misuse and abuse of personal financial data, bringing this 2010 legal provision into reality can lead to a more open and decentralized banking and finance system where consumers can more easily switch, escape junk fees, and obtain better service, rather than feeling stuck and taken for granted.

First, I want to share how activating this dormant authority will jumpstart competition. Second, Ill describe how our proposed rule guards against abuse and misuse of sensitive personal financial data. Ill close with information on our timeline and next steps.

In some markets, competition is fierce. When you go to a restaurant that is overpriced with lousy service, it will be hard for that restaurant to stay in business. Thats because customers will stop coming back and theyll tell others to stay away.

But sometimes, markets are structured in ways that dont allow us to easily vote with our feet. In the 1990s, wireless phones quickly grew in popularity. Choosing a wireless phone provider was a high-stakes decision. Thats because switching was an enormous headache. If you switched your carrier, you couldnt take your phone number with you. Youd have to tell everyone about your new number and the costs of making a mistake were high, especially for those operating businesses or dealing with medical care.

The Federal Communications Commission eventually developed a policy requiring wireless number portability. This dramatically changed the calculus for switching. Rather than being locked in, you could now switch with less hassle, and that led to better prices and service.

Many consumer finance markets are also structured in ways that dont allow consumers to exercise their power. In some markets, like credit reporting and mortgage servicing, consumers dont even get to choose who they have to work with. In others, like credit cards and deposit accounts, financial firms have learned that they dont need to provide great rates or customer service for a sustained period of time. Instead, they can attract customers with teaser rates, change them whenever they want, and make it bureaucratically difficult to switch.

American families can see the imbalance between them and their financial providers. As market interest rates have risen, many struggle to find credit cards and loans at affordable rates, and, yet the largest banks have not been paying those same families much more for their savings. Millions of families are being paid interest rates as low as 0.01 percent on their bank accounts, even though other institutions are offering rates that are way higher, even up to 5 percent.

This reflects the current reality that many banks design their products sometimes purposely so that its a hassle to switch, just like wireless phones used to be. On average, Americans have had the same checking account for 17 years. If switching were easier, American families could earn billions of dollars more in interest each year.

The same is true when it comes to borrowing. The credit card market is dominated by a handful of big players. Most have hiked their interest rates they charge on monthly credit card bills substantially. While market interest rates have gone up, theyve gone up even higher than the index rates. For example, many credit cards are priced with a certain number of percentage points, or spread, above the Prime Rate. Our analysis of the credit card market reveals average credit card rates at their highest spread above the Prime Rate since 1995.

Of course, prices are only part of the equation. Quality service also matters. In a competitive market, companies have an incentive to provide great customer service. But when a company knows youre unlikely to leave, they dont have the same incentive to serve you well.

The CFPBs proposed rule would require that financial firms offering transaction accounts like checking accounts, prepaid cards, credit cards, and digital wallets give you access to your personal financial data, so you can share or transfer the data to another provider.

This will make it much easier to switch. You wont lose your transaction history, which effectively serves as a life ledger. You wont have to start over with a new firm that has less history with you and that is less likely to offer you better deals.

In addition, bringing in your personal financial ledger to a new provider will let them consider your full financial history when offering you a loan, instead of relying on a summary from the credit reporting conglomerates. This means that individuals without years and years of credit history or those who may have had stumbles in the past can now be evaluated based on their current income and expenses. It will also allow people to better manage their finances by bringing their banking and loan information into one place.

This helps small financial institutions and startups as well. Theyll be able to receive data from consumers more quickly and with fewer bureaucratic stumbling blocks, rather than processing reams of printouts of bank statements in different formats. This can help them avoid unnecessary costs and focus on providing better service at better rates.

Next, I want to discuss how our proposed rule guards against exploitation of our personal data.

Exploitation of personal data by bad actors is a real concern, and financial data is a particularly valuable commodity. We have seen firsthand how some financial firms, including major players in China, are ingesting data in ways that raise risks of invasive financial surveillance and censorship.

That is why our proposal sets out a clear prohibition. Companies receiving data can only use it to provide the product people asked for, and for nothing else. When a consumer permits their private data to be used by a company for a specific purpose, it is not a free pass for that company to exploit the data for other uses.

Importantly, the rule says that firms that receive financial data to provide a specific service cannot feed the data into algorithms for unrelated activities, such as targeted advertising and marketing. Firms couldnt collect data to provide a service, and then also monetize it by selling to data brokers. Authorized data also couldnt be used to train artificial intelligence that manipulates consumer behavior.

And firms would not be able to hold onto your personal financial data indefinitely. If a consumer chooses to end a relationship, the firm would have to stop collecting and using the consumers data as well as delete the data it already possesses.

The CFPBs effort will help to accelerate the shift to what is known as open banking. A more decentralized market structure will give consumers more control and minimize the ability for companies to take customers for granted.

Our proposed rule builds on existing efforts in the industry today to promote decentralization. For firms operating globally, it also aligns with many of the guidelines in place or under consideration in other major jurisdictions around the world.

After reviewing comments on the proposal, we will look to finalize the rule by next fall. We will also be issuing additional information on how industry standard-setting organizations can obtain recognition from the CFPB. Market players will be able to look to these standards, which will evolve with time as technology progresses, to be part of the new open banking ecosystem in the United States. We also intend to cover additional product types in future rulemaking, to continue to foster more competition and consumer choice throughout the market.

Over time, I hope our work to activate this dormant authority, jumpstart competition, and promote decentralization in finance will help American families put billions of dollars in their pockets, while allowing small players startups to go head-to-head with major market players.

Thank you.

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Administrator Power Announces More Than $14 Million to Support … – US Embassy in Uzbekistan

UNITED STATES AGENCY FOR INTERNATIONAL DEVELOPMENTOffice of Press Relations

For Immediate ReleaseOctober 23, 2023

PRESS RELEASE

Administrator Power Announces More Than $14 Million to Support the People of Uzbekistan

Administrator Samantha Power arrived in Tashkent, Uzbekistan today to deepen the U.S. partnership with the people of Uzbekistan. During her visit, she will announce additional investments, including an additional $14.2 million to strengthen collaboration in global health, governance, and economic growth.

With this additional funding, the United States, through USAID will work to:

Combat Tuberculosis (TB)

Uzbekistan is dealing with high rates of multi-drug resistant TB. USAID is launching TB Free Uzbekistan, a five-year initiative that will invest an additional $3.2 millionto provide comprehensive support services and increase access to key TB services across the country. TB Free Uzbekistan will help prevent and detect transmission, initiate treatment, reduce TB stigma, and also advance Uzbekistans health reforms for improved health information systems and health financing. Since 2002, USAID has invested nearly $60 million to support Uzbekistan efforts to combat TB.

Combat Epidemic and Pandemic Threats

USAID will partner with the Government of Uzbekistan to strengthen global health security. The$4 million investmentwill apply best practices and lessons learned from the COVID-19 response to build Uzbekistans resilience against future outbreaks, epidemics, and pandemics. The funding will also allow Uzbekistan to bolster its laboratory and surveillance systems emergency preparedness, risk communication, and community engagement.

Strengthening Businesses and the Private Sector

USAID will invest$3.5 millionto strengthen Uzbekistans economy in targeted sectors like tourism, information and communications technology, and the green economy. This program will help create jobs, improve economic inclusion, develop export markets for small and medium-sized enterprises, and attract capital. USAID will work to remove policy and economic barriers that make it more difficult for women, youth, and people with disabilities to open and operate their businesses. Additionally, USAID will help Uzbekistani businesses to incorporate U.S. technology that can enhance e-commerce and trade.

More Accountable and Effective Local Governance

In support of Uzbekistans Strategy 2030 and working with Congress, USAID will contribute$3.5 millionthrough a new local governance program to strengthen regional and local government in Uzbekistan so that they are more responsive, participatory, and accountable and better able to provide public services to the Uzbek people. The initiative will work with the national and local governments, civil society, and the private sector to create more transparency in local government budgets and expenditures, train public officials to carry out new responsibilities, and equip citizens and communities with the tools, skills and resources they need to monitor local governments activities and advocate for better public services that meet their needs. USAID will also support the government in developing data-driven national policies and legislation on decentralization and local governance.

By U.S. Mission Uzbekistan | Monday, 23 October, 2023 | Topics: News, Press Releases, South & Central Asia, U.S. & Uzbekistan, U.S. Agencies, USAID | Tags: USAID

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