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Who Is Making Sure the A.I. Machines Arent Racist? – The New York Times

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Hundreds of people gathered for the first lecture at what had become the worlds most important conference on artificial intelligence row after row of faces. Some were East Asian, a few were Indian, and a few were women. But the vast majority were white men. More than 5,500 people attended the meeting, five years ago in Barcelona, Spain.

Timnit Gebru, then a graduate student at Stanford University, remembers counting only six Black people other than herself, all of whom she knew, all of whom were men.

The homogeneous crowd crystallized for her a glaring issue. The big thinkers of tech say A.I. is the future. It will underpin everything from search engines and email to the software that drives our cars, directs the policing of our streets and helps create our vaccines.

But it is being built in a way that replicates the biases of the almost entirely male, predominantly white work force making it.

In the nearly 10 years Ive written about artificial intelligence, two things have remained a constant: The technology relentlessly improves in fits and sudden, great leaps forward. And bias is a thread that subtly weaves through that work in a way that tech companies are reluctant to acknowledge.

On her first night home in Menlo Park, Calif., after the Barcelona conference, sitting cross-legged on the couch with her laptop, Dr. Gebru described the A.I. work force conundrum in a Facebook post.

Im not worried about machines taking over the world. Im worried about groupthink, insularity and arrogance in the A.I. community especially with the current hype and demand for people in the field, she wrote. The people creating the technology are a big part of the system. If many are actively excluded from its creation, this technology will benefit a few while harming a great many.

The A.I. community buzzed about the mini-manifesto. Soon after, Dr. Gebru helped create a new organization, Black in A.I. After finishing her Ph.D., she was hired by Google.

She teamed with Margaret Mitchell, who was building a group inside Google dedicated to ethical A.I. Dr. Mitchell had previously worked in the research lab at Microsoft. She had grabbed attention when she told Bloomberg News in 2016 that A.I. suffered from a sea of dudes problem. She estimated that she had worked with hundreds of men over the previous five years and about 10 women.

Their work was hailed as groundbreaking. The nascent A.I. industry, it had become clear, needed minders and people with different perspectives.

About six years ago, A.I. in a Google online photo service organized photos of Black people into a folder called gorillas. Four years ago, a researcher at a New York start-up noticed that the A.I. system she was working on was egregiously biased against Black people. Not long after, a Black researcher in Boston discovered that an A.I. system couldnt identify her face until she put on a white mask.

In 2018, when I told Googles public relations staff that I was working on a book about artificial intelligence, it arranged a long talk with Dr. Mitchell to discuss her work. As she described how she built the companys Ethical A.I. team and brought Dr. Gebru into the fold it was refreshing to hear from someone so closely focused on the bias problem.

But nearly three years later, Dr. Gebru was pushed out of the company without a clear explanation. She said she had been fired after criticizing Googles approach to minority hiring and, with a research paper, highlighting the harmful biases in the A.I. systems that underpin Googles search engine and other services.

Your life starts getting worse when you start advocating for underrepresented people, Dr. Gebru said in an email before her firing. You start making the other leaders upset.

As Dr. Mitchell defended Dr. Gebru, the company removed her, too. She had searched through her own Google email account for material that would support their position and forwarded emails to another account, which somehow got her into trouble. Google declined to comment for this article.

Their departure became a point of contention for A.I. researchers and other tech workers. Some saw a giant company no longer willing to listen, too eager to get technology out the door without considering its implications. I saw an old problem part technological and part sociological finally breaking into the open.

It should have been a wake-up call.

In June 2015, a friend sent Jacky Alcin, a 22-year-old software engineer living in Brooklyn, an internet link for snapshots the friend had posted to the new Google Photos service. Google Photos could analyze snapshots and automatically sort them into digital folders based on what was pictured. One folder might be dogs, another birthday party.

When Mr. Alcin clicked on the link, he noticed one of the folders was labeled gorillas. That made no sense to him, so he opened the folder. He found more than 80 photos he had taken nearly a year earlier of a friend during a concert in nearby Prospect Park. That friend was Black.

He might have let it go if Google had mistakenly tagged just one photo. But 80? He posted a screenshot on Twitter. Google Photos, yall, messed up, he wrote, using much saltier language. My friend is not a gorilla.

Like facial recognition services, talking digital assistants and conversational chatbots, Google Photos relied on an A.I. system that learned its skills by analyzing enormous amounts of digital data.

Called a neural network, this mathematical system could learn tasks that engineers could never code into a machine on their own. By analyzing thousands of photos of gorillas, it could learn to recognize a gorilla. It was also capable of egregious mistakes. The onus was on engineers to choose the right data when training these mathematical systems. (In this case, the easiest fix was to eliminate gorilla as a photo category.)

As a software engineer, Mr. Alcin understood the problem. He compared it to making lasagna. If you mess up the lasagna ingredients early, the whole thing is ruined, he said. It is the same thing with A.I. You have to be very intentional about what you put into it. Otherwise, it is very difficult to undo.

In 2017, Deborah Raji, a 21-year-old Black woman from Ottawa, sat at a desk inside the New York offices of Clarifai, the start-up where she was working. The company built technology that could automatically recognize objects in digital images and planned to sell it to businesses, police departments and government agencies.

She stared at a screen filled with faces images the company used to train its facial recognition software.

As she scrolled through page after page of these faces, she realized that most more than 80 percent were of white people. More than 70 percent of those white people were male. When Clarifai trained its system on this data, it might do a decent job of recognizing white people, Ms. Raji thought, but it would fail miserably with people of color, and probably women, too.

Clarifai was also building a content moderation system, a tool that could automatically identify and remove pornography from images people posted to social networks. The company trained this system on two sets of data: thousands of photos pulled from online pornography sites, and thousands of Grated images bought from stock photo services.

The system was supposed to learn the difference between the pornographic and the anodyne. The problem was that the Grated images were dominated by white people, and the pornography was not. The system was learning to identify Black people as pornographic.

The data we use to train these systems matters, Ms. Raji said. We cant just blindly pick our sources.

This was obvious to her, but to the rest of the company it was not. Because the people choosing the training data were mostly white men, they didnt realize their data was biased.

The issue of bias in facial recognition technologies is an evolving and important topic, Clarifais chief executive, Matt Zeiler, said in a statement. Measuring bias, he said, is an important step.

Before joining Google, Dr. Gebru collaborated on a study with a young computer scientist, Joy Buolamwini. A graduate student at the Massachusetts Institute of Technology, Ms. Buolamwini, who is Black, came from a family of academics. Her grandfather specialized in medicinal chemistry, and so did her father.

She gravitated toward facial recognition technology. Other researchers believed it was reaching maturity, but when she used it, she knew it wasnt.

In October 2016, a friend invited her for a night out in Boston with several other women. Well do masks, the friend said. Her friend meant skin care masks at a spa, but Ms. Buolamwini assumed Halloween masks. So she carried a white plastic Halloween mask to her office that morning.

It was still sitting on her desk a few days later as she struggled to finish a project for one of her classes. She was trying to get a detection system to track her face. No matter what she did, she couldnt quite get it to work.

In her frustration, she picked up the white mask from her desk and pulled it over her head. Before it was all the way on, the system recognized her face or, at least, it recognized the mask.

Black Skin, White Masks, she said in an interview, nodding to the 1952 critique of historical racism from the psychiatrist Frantz Fanon. The metaphor becomes the truth. You have to fit a norm, and that norm is not you.

Ms. Buolamwini started exploring commercial services designed to analyze faces and identify characteristics like age and sex, including tools from Microsoft and IBM.

She found that when the services read photos of lighter-skinned men, they misidentified sex about 1 percent of the time. But the darker the skin in the photo, the larger the error rate. It rose particularly high with images of women with dark skin. Microsofts error rate was about 21 percent. IBMs was 35.

Published in the winter of 2018, the study drove a backlash against facial recognition technology and, particularly, its use in law enforcement. Microsofts chief legal officer said the company had turned down sales to law enforcement when there was concern the technology could unreasonably infringe on peoples rights, and he made a public call for government regulation.

Twelve months later, Microsoft backed a bill in Washington State that would require notices to be posted in public places using facial recognition and ensure that government agencies obtained a court order when looking for specific people. The bill passed, and it takes effect later this year. The company, which did not respond to a request for comment for this article, did not back other legislation that would have provided stronger protections.

Ms. Buolamwini began to collaborate with Ms. Raji, who moved to M.I.T. They started testing facial recognition technology from a third American tech giant: Amazon. The company had started to market its technology to police departments and government agencies under the name Amazon Rekognition.

Ms. Buolamwini and Ms. Raji published a study showing that an Amazon face service also had trouble identifying the sex of female and darker-skinned faces. According to the study, the service mistook women for men 19 percent of the time and misidentified darker-skinned women for men 31 percent of the time. For lighter-skinned males, the error rate was zero.

Amazon called for government regulation of facial recognition. It also attacked the researchers in private emails and public blog posts.

The answer to anxieties over new technology is not to run tests inconsistent with how the service is designed to be used, and to amplify the tests false and misleading conclusions through the news media, an Amazon executive, Matt Wood, wrote in a blog post that disputed the study and a New York Times article that described it.

In an open letter, Dr. Mitchell and Dr. Gebru rejected Amazons argument and called on it to stop selling to law enforcement. The letter was signed by 25 artificial intelligence researchers from Google, Microsoft and academia.

Last June, Amazon backed down. It announced that it would not let the police use its technology for at least a year, saying it wanted to give Congress time to create rules for the ethical use of the technology. Congress has yet to take up the issue. Amazon declined to comment for this article.

Dr. Gebru and Dr. Mitchell had less success fighting for change inside their own company. Corporate gatekeepers at Google were heading them off with a new review system that had lawyers and even communications staff vetting research papers.

Dr. Gebrus dismissal in December stemmed, she said, from the companys treatment of a research paper she wrote alongside six other researchers, including Dr. Mitchell and three others at Google. The paper discussed ways that a new type of language technology, including a system built by Google that underpins its search engine, can show bias against women and people of color.

After she submitted the paper to an academic conference, Dr. Gebru said, a Google manager demanded that she either retract the paper or remove the names of Google employees. She said she would resign if the company could not tell her why it wanted her to retract the paper and answer other concerns.

The response: Her resignation was accepted immediately, and Google revoked her access to company email and other services. A month later, it removed Dr. Mitchells access after she searched through her own email in an effort to defend Dr. Gebru.

In a Google staff meeting last month, just after the company fired Dr. Mitchell, the head of the Google A.I. lab, Jeff Dean, said the company would create strict rules meant to limit its review of sensitive research papers. He also defended the reviews. He declined to discuss the details of Dr. Mitchells dismissal but said she had violated the companys code of conduct and security policies.

One of Mr. Deans new lieutenants, Zoubin Ghahramani, said the company must be willing to tackle hard issues. There are uncomfortable things that responsible A.I. will inevitably bring up, he said. We need to be comfortable with that discomfort.

But it will be difficult for Google to regain trust both inside the company and out.

They think they can get away with firing these people and it will not hurt them in the end, but they are absolutely shooting themselves in the foot, said Alex Hanna, a longtime part of Googles 10-member Ethical A.I. team. What they have done is incredibly myopic.

Cade Metz is a technology correspondent at The Times and the author of Genius Makers: The Mavericks Who Brought A.I. to Google, Facebook, and the World, from which this article is adapted.

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Who Is Making Sure the A.I. Machines Arent Racist? - The New York Times

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Covid-19 driven advances in automation and artificial intelligence risk exacerbating economic inequality – The BMJ

Anton Korinek and Joseph E Stiglitz make the case for a deliberate effort to steer technological advances in a direction that enhances the role of human workers

The covid-19 pandemic has necessitated interventions that reduce physical contact among people, with dire effects on our economy. By some estimates, a quarter of all jobs in the economy require physical interaction and are thus directly affected by the pandemic. This is highly visible in the medical sector, where workers and patients often come into close contact with each other and risk transmitting disease. In several countries medical workers have experienced some of the highest incidences of covid-19. Moreover, as patients were advised to postpone non-essential visits and procedures, medical providers in many countries have also experienced tremendous income losses.1

In economic language, covid-19 has added a shadow cost on labour that requires proximity. This shadow cost reflects the dollar equivalent of all the costs associated with the increased risk of disease transmission, including the costs of the adaptations required for covid-19. It consists of losses of both quality adjusted life days from increased morbidity and quality adjusted life years from increased mortality, as well as the cost of measures to reduce these risks, such as extra protective equipment and distancing measures for workers. Some sectors will incur increased costs from changing the physical arrangements in which production and other interactions occur so that there can be social distancing. It is, of course, understandable that we take these measures to reduce the spread of the disease: by some estimates, the social cost of one additional case of covid-19 over the course of the pandemic is $56000 (40000; 46000) to $111000.2

This shadow cost on labour is also accelerating the development and adoption of new technologies to automate human work. One example is the increasing use of telemedicine. Telemedicine is currently provided in a way that changes the format of delivery of care but leaves the role of doctors largely unchanged. However, it reduces the need for workers who provide ancillary services and who typically have lower wages than doctorsfor example, front office or cleaning staffthus increasing inequality. Moreover, going forward, it may also make it possible to provide medical services from other countries, which has hitherto been difficult, and hence reduce demand for doctors in high income countries.3

Complementary investments, for example internet connected devices such as thermometers, fingertip pulse oximeters, blood pressure cuffs, digital stethoscopes, and electrocardiography devices could further revolutionise the delivery of medical care and may also reduce demand for nurses.45 Such technologies have already made it possible to establish virtual wards for patients with covid-19.6 But even once covid-19 is controlled, medical providers will take into account the risk of future pandemics when choosing which technologies to invest in. Looking further ahead, technologies powered by artificial intelligence (AI), such as Babylon Healths chatbot, foreshadow a possible future in which medical functions traditionally done by doctors may also be automated. This would reduce labour demand and generate a whole new set of potential problems.7

In the past, cybersecurity risks such as computer viruses have held back automation, especially in the medical sector, in which privacy and security are of particular concern. It is ironic that a human virus is now levelling the playing field and forcing automation because it has lessened the appetite for employing humans.

These developments have the potential to reduce labour demand and wages across the economy, including in healthcare. However, making labour redundant is not inevitable. Technological progress in AI and related fields can be steered so that the benefits of advances in technology are widely shared.

The fear of job losses has accompanied technological progress since the Industrial Revolution.8 The history of progress has been one of relentless churning in the labour market, whereby progress made old jobs redundant and created new ones. This churning has always been painful for displaced workers, but economists used to believe that the new jobs created by progress would be pay better than the ones that became redundant so that progress would make workers better off on balance, once they had gone through the adjustment.9

The most useful way to analyse the effects of a new technology on labour markets is not to look at whether it destroys jobs in the short termmany technologies have done so, even though they turned out to be beneficial for workers in the long run. Instead, it is most useful to categorise the effects of technological progress according to whether they are labour using or labour savingthat is, whether they increase or decrease overall demand for labour at given wages and prices. For example, automating many of the processes involved in medical consultations, as in the example of telemedicine, is likely to be labour saving, whereas new medical treatments to improve patients health are likely to be labour using if they are performed by humans.10 In the long run, as markets adjust, changes in labour demand are mainly reflected in wages not in the number of jobs created or lost.

Overall, technological progress since the Industrial Revolution has been labour usingit increased labour demand by leaps and bounds, leading to a massive increase in average wages and material wealth in advanced countries. The reason was that innovation has increased the productivity of workersmaking them able to produce more per hourrather than replacing labour with robots.

However, more recently, the economic picture has been less benign: a substantial proportion of workers in the USfor example, production and non-supervisory workersearn lower wages now (when adjusted for inflation) than in the 1970s.11 Moreover, although it is not clear whether this finding holds in the rest of the world, the share of economic output in the US going to workers rather than the owners of capital has declined from 65% to less than 60% over the past half century.1213 Lower skilled workers have been the most affected. Many recent automation technologies have displaced human workers from their jobs in a way that reduced overall demand for human labour.14

Advances in AI may contribute to more shared prosperity,6 but there is also a risk that they accelerate the trend of the past four decades. The defining attribute of AI is to automate the last domain in which human workers had a comparative advantage over machinesour thinking and learning.15 And if the covid-19 pandemic adds extra incentives for labour saving innovation, the economic effects would be even more painful than in past episodes of technological progress. When the economy is expanding and progress is biased against labour, workers may still experience modest increases in their incomes even though the relative share of output that they may earn is declining. However, at a time when economic output across the globe is falling because of the effects of covid-19, a decline in the relative share of output earned by workers implies that their incomes are falling at faster rates than the rest of the economy. And unskilled manual workers who are at the lower rungs of the earnings distribution are likely to be most severely affected.

An additional aspect of digital technologies such as AI is that they generate what is often called a superstar phenomenon, which may lead to further increases in inequality. Digital technologies can be deployed at almost negligible cost once they have been developed.16 They therefore give rise to natural monopolies, leading to dominant market positions whereby superstar firms serve a large fraction of the marketeither because they are better than any competitors or because no one even attempts to duplicate their efforts and compete. These superstar effects are well known from entertainment industries. In the music industry, for example, the superstars have hundreds of millions of fans and reap in proportionate rewards, but the incomes of musicians further down the list decline quickly. Most of the rewards flow to the top. And empirical work documents that these superstar effects have played an important role in the rise in inequality in recent decades.17

A similar mechanism may soon apply in medicine, accelerated by the covid-19 pandemic. A commonly cited example is radiology. If one of the worlds top medical imaging companies develops an AI system that can read and robustly interpret mammograms better than humans, it would become the superstar in the sector and would displace the task of reading mammograms for thousands of radiologists. Since the cost of processing an additional set of images is close to zero, any earnings after the initial investment in the system has been recouped would earn high profit margins, and the company is likely to reap substantial economic benefits, at least as long as its intellectual property is protected by patents or trade secrets. (The design of the intellectual property regime is an important determinant of the extent of the inequality generated by the economic transformations discussed here.) The more widespread such diagnostic and decision making tools become, the more the medical sector will turn into a superstar industry.

Economic forces are continuing to drive rapid advances in AI, and covid-19 is adding strong tailwinds to these forces. The task now is to shape the forms that these advances will take to ensure that their effect on both patients and medical workers is desirable. The stakes are high since the choices that we make now will have long lasting effects.

We have a good sense of what happens at one extreme: if the direction of progress is determined purely by market forces without regard for shared human wellbeing, our technological future will be shaped by the shortcomings and failures of the market.1518

Markets may provide a force towards efficiency but are blind to distributional concerns, such as the deleterious consequences of labour saving progress or the superstar phenomenon. Responsible decision makers should pursue technologies that maintain an active role for humans and preserve a role for medical workers of all educational levels. For example, medical AI systems can be designed to be human centred tools that provide decision support or they can be designed to automate away human tasks.19 They should also focus on providing high quality care and value to patients with limited financial means rather than just serving patients according to their ability to pay.

Market failures are pervasive in both innovation and healthcare, and even more so at the intersection of the two. Markets encourage incremental advances that may not provide much value to society. They do not adequately provide incentives for larger scale breakthroughs that are most socially beneficial. And as the covid-19 pandemic has shown, they undervalue the benefits of preventive actions, including preventive actions against small probability but existential risks.

Market failures are sometimes exacerbated by government policies, which increase the cost of labour relative to capital, disadvantaging humans relative to machines. Examples include the low taxes on capital (especially capital gains) relative to labour and the artificially low interest rates that have prevailed since the 2008 financial crisis (although low interest rates are also boosting aggregate demand, which is beneficial for workers).

Our institutions and norms interact in important ways with market incentives for technological progress. Most visibly, our system of intellectual property rights, by providing temporary monopoly power to inventors, is meant to facilitate innovation. But often it has the opposite effectinhibiting access to existing knowledge and making the production of new ideas more difficult. Moreover, by inhibiting competition, both innovation and access to the benefits of the advances that occur are reduced. These are arguments for keeping the scope and length of intellectual property rights limited.

Finally, markets are inherently bad at delivering the human element that is so important in medical care. Markets do not adequately reward the empathy and compassion that medical workers provide to their patients and, in fact, provide incentives to scrimp on them. If our technological choices are driven solely by the market, they will reflect the same bias and patient care is likely to be affected. It is essential that decision makers act to ensure that our technological choices reflect our human values.20

The covid-19 pandemic has increased the risk and raised the cost of direct physical contact between humans, as is particularly visible in healthcare

This has accelerated advances in AI and other forms of automation to decrease physical contact and mitigate the risk of disease transmission

These technological advances benefit technologists but could reduce labour demand more broadly and slow wage growth, increasing inequality between workers and the owners of technology

These forces can be counteracted by intentionally steering technological progress in AI to complement labour, increasing its productivity

Contributors and sources: AK and JES wrote this article jointly by invitation from Sheng Wu at WHO. The two have collaborated on a series of papers investigating the effects of advances in AI on economic inequality, on which this analysis is based. All authors edited the manuscript before approving the final version. AK is guarantor.

Competing interests: We have read and understood BMJ policy on declaration of interests and have the following interests to declare: AK and JES are supported by a grant from the Institute for New Economic Thinking. AK serves as a senior adviser to the Partnership on AIs shared prosperity initiative working on related topics. JES is chief economist and senior fellow at the Roosevelt Institute working on a related theme.

Provenance and peer review: Commissioned; externally peer reviewed.

This collection of articles was proposed by the WHO Department of Digital Health and Innovation and commissioned by The BMJ. The BMJ retained full editorial control over external peer review, editing, and publication of these articles. Open access fees were funded by WHO.

This is an Open Access article distributed under the terms of the Creative Commons Attribution IGO License (https://creativecommons.org/licenses/by-nc/3.0/igo/), which permits use, distribution, and reproduction for non-commercial purposes in any medium, provided the original work is properly cited.

Korinek A. Labor in the age of automation and AI. Policy brief. Economists for Inclusive Prosperity, 2019.

Korinek A, Ng DX. Digitization and the macro-economics of superstars. Working paper. University of Virginia, 2019.

Korinek A, Stiglitz JE. Steering technological progress. Working paper. University of Virginia, 2021.

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Using Artificial Intelligence to Assess Breast Cancer – Chicago Health

Software that uses artificial intelligence (AI) may help improve breast cancer diagnosis.

QuantX, developed in Chicago, uses AI to analyze breast MRIs. Radiologists can use the technology to help assess if breast lesions are cancerous. Research shows the technology led to a 39% reduction in missed cancers, according to a clinical trial.

Maryellen Giger, PhD, a professor of radiology at the University of Chicago, developed the technology, which the FDA cleared in 2017. You can think of breast cancer screening as Wheres Waldo? she says, referring to the puzzle books where one searches for a character who blends in with background images.

QuantX, now owned by Chicago-based company Qlarity Imaging, generates a 3-D image that radiologists can rotate to see the size and location of a tumor. They can use that image to decide whether to conduct a biopsy.

Though patients are unlikely to know if a doctor used the software, its now in hospitals and imaging centers around the country. Down the line, similar software could be used to diagnose other cancers, like in the prostate and lung.

Susan Cosier is a Chicago-based writer focused on science and the environment. Her work has appeared in Scientific American and Science.

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Israel’s first digital bank begins operations, heralding ‘artificial intelligence revolution’ – Haaretz

The digital bank founded by Prof. Amnon Shashua, among the founders of the self-driving auto-tech company Mobileye, officially began operations on Sunday, promising to shake up the Israeli banking sector and inject badly needed competition.

First Digital Bank, Israels first new banking institution in 43 years, aims to use artificial intelligence and other technology to create a personal ambiance without the actual human contact that comes with neighborhood branches.

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Netflix killed off Blockbuster, Spotify disrupted the music industry and Tesla has left Ford and Mitsubishi in the dust. Banking is one of the few industries that hasnt undergone a revolution. Big, long-standing names control the market with too little competition and offer exactly the same products, said First Digital Banks CEO, Gal Bar-Dea. We will be offering innovative banking, building a bank from scratch for the benefit of the public.

Bar-Dea, who has a background in financial technology, including a stint at Bank Leumis Pepper digital bank, is leading a staff that today counts 140 people and is backed by $60 million in investments. First Digital Banks chairman is Shuki Oren, who has worked at the treasury, Bank of Israel and the banking industry.

First Digital Bank will initially operate on a pilot basis with a limited clientele. It plans to expand its client base, starting in the third quarter when it will enable 1,000 clients, most of them family and friends of bank employees, to open accounts. The general public will only be able to open accounts at the end of the year, although on Sunday the bank launched a website where prospective clients can join a waiting list.

The bank will offer all the usual banking services, including personal account, loans, deposits and foreign-currency trading. Last May, it reached an agreement to offer credit cards through Isracard and in December became a member of the Tel Aviv Stock Exchange, enabling it to offer brokerage services. It will offer the same for trading in the United States. The bank plans to begin offering mortgages at a later stage.

The AI revolution is here and now its coming to banking, said Shashua. The banking system is thirsty for competition and innovation after many years of stagnation. Change cant come from the traditional system, which is held back by high costs.

The brains behind First Digital Bank and the person who founded it in 2018 is Marius Nacht, a founder of Check Point Software Technology and billionaire investor. But in May 2020, after the bank got its licenses from the Bank of Israel, Nacht unexpectedly announced his departure from the venture and transferred control to Shashua.

First Digital Bank executives have declined to discuss their business plan in detail but say the institutional will be fully digital. Among other things, clients will communicate with bankers through an app, online chat and a call center that operates 24 hours a day, with an emphasis on making the process as personal as possible.

The key will be making use of AI, in line with Shashuas vision. The process of opening an account will be entirely digitized, without the assistance of an employee, and take only a few minutes.

First Digital Banks launch comes during one of the most volatile periods in the history of Israeli banking regarding payments and technology. Bank Hapoalim, the biggest, is setting up its own digital bank based on its Bit payments app. Israel Discount Bank and the supermarket chain Shufersal are setting up a joint venture using Facebooks payments app.

Bank Leumi, Israels second-largest lender, has been successfully running its Pepper digital-bank app for several years.

Established banks have been watching First Digitals plans and studying the impact, but at this stage havent decided how to respond to the new competition. They have been hindered by the fact that First Digital has revealed so little of its own plans.

For the new bank to succeed, it will have to win the publics trust and succeed in luring clients of the existing banks. Reforms that enable clients to change banks within seven days with the click of a button should make its job easier.

First Digital Banks competitive edge will not only be its technology but its lower fees. To do the latter, it plans to have a low-cost base, not only because it will have no branch network but because it wont have a high-cost legacy computer system. First Digital Bank sources said they expect the older banks to cut their fees, but they say they are ready for the competition.

The bank is also counting on AI to free its clients from the more complex parts of money management and to solve problems that are due to faulty financial management, instead of sending them to a financial education seminar. While traditional banks may be able to compete on price, they will struggle to match First Digital Bank technologically so long as they rely on their legacy computer systems.

Another advantage it will have is that its services will be available around the clock, not just during banking hours and without waiting for a call center or branch banker to become available. AI will enable online services to be conducted in ordinary language, which among other things will make clear how much a service will cost and whats involved.

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Baidu : Top Artificial Intelligence Innovations From the Chinese ‘Google’ – Analytics Insight

Baidu Inc., is one of the largest providers of Chinese language Internet services. Today, it is also one of the leading artificial intelligence innovators in the world.The company has helped China position itself on the global tech map while also boosting its economy along with Alibaba and Tencent.

Sources reveal that in 2020 alone, Baidus core R&D expenditure accounted for 21.4% of its revenue, becoming one of the top Internet companies with the highest R&D spending.Further, Baidu also claims to have most artificial intelligence-related patent applications in China. This is a testament to Baidus long-term commitment to driving technological advancement. Today, Baidu isactively and often successfully integrating artificial intelligence technologies into all of its major businesses. This ranges from search engine, to drug discovery and even autonomous driving.In 2018, Baidu became the first Chinese company to join an artificial intelligence ethics group (Partnership on AI (PAI)) led by top U.S. tech firms, Alphabet IncsGoogle,AppleInc and Facebook Inc.

Here are some notable innovations in artificial intelligence applications from Baidu:

During the COVID-19 outbreak too, the company had leveraged its expertise in artificial intelligence, and associated technologies and products, to support frontline efforts to prevent and control the pandemic. It created an artificial intelligence system that uses infrared technology to predict passengers temperatures at Beijings Qinghe Railway Station. Its Smart Consulting Assistant has also proved resourceful in helping doctors make rapid diagnoses and initiate treatment online.

Last year, Baidu had also open-sourced its Ribonucleic acid (RNA) prediction algorithm LinearFold. This artificial intelligence algorithm aims to accelerate the prediction time of a viruss RNA secondary structure, which is crucial to understand it and developing vaccines. Researchers found that LinearFold is capable of predicting the secondary structure of the SARS-CoV-2 RNA sequence in only 27 seconds, 120 times faster than other methods. Apart from LinearFold, Baidu has also launched PaddleHelix, a machine learning-based bio-computing framework aimed at facilitating the development of vaccine design, drug discovery, and precision medicine.

Apollois an ambitious, open-source platform from Baidu that is designed to support self-driving vehicles.Apollos deep-learning inference support is designed to handle complex driving environments, including sensor fusion and AI processing. Baidus Automated Valet Parking (AVP) which runs on ACU-Advanced and Xilinxs hardware is also built on Apollo. Last year, Baidu made headlines for its demonstration of Fully Automated Driving without a safety driver via live streaming. Using Apollos new Fully Automated Driving capability, the artificial intelligence system can independently drive without a safety driver inside the vehicle, a breakthrough that will accelerate the large-scale deployment of autonomous driving technology across China.

Baidus PaddlePaddle offers software developers of all skill levels the tools, services, and resources they need to rapidly adopt and implement deep learning at scale. It also hosts toolkits for cutting-edge research purposes, like Paddle Quantum for quantum-computing models and Paddle Graph Learning for graph-learning models. Companies like LinkingMed have used PaddlePaddle to develop an AI-powered pneumonia screening and the lesion-detection system being used in the hospital affiliated with Xiangnan University in Hunan Province. By using Paddle Detection, a PaddlePaddle toolkit for image processing, Jinlu Technology trains an instance-segmentation model for sorting waste plastic bottles.

One of the most sought after yet trickiest challenges of artificial intelligence algorithms is to enhance its NLP abilities. Baidus ERNIE (short for Enhanced Representation through kNowledge Integration), is presently the best in the world by GLUE (General Language Understanding Evaluation) score. ERNIE can understand blocks of language in context and therefore comprehend commands and interactions of all kinds efficiently.Some of the ERNIEs iterations like ERNIE-GEN enable language generation tasks, like dialogue engagement, question generation, and abstractive summarization. In contrast, ERNIE-ViL helps with visual understanding.

In 2015, Baidu launched its intelligent personal assistant, Duer. Also dubbed as the Chinese Apple Siri, Duer includes multi-modal interaction, natural language processing, and other such technologies for a natural interaction and smarter understanding.

Baidus Deep Speechis a state-of-the-art speech recognition system developed using end-to-end deep learning by Baidu Research. It has also developed a production-quality text-to-speech (TTS) system using deep neural network Deep Voice. Baidu mentions that its Deep Voice is faster and more efficient than Googles WaveNet. Baidu also has SwiftScribe, an AI-Powered Transcription Software among its wide array of artificial intelligence innovations. Based on Deep Speech 2, themain function of SwiftScribeis to transcribe audio material into the text in order to solve the problem of consuming a large amount of time-by-word dictation.

Baidu Brain, is another core artificial intelligence innovation from the Beijing based company that features advanced technology for recognizing and processing speech, images and words as well as building user profiles based on big data analysis.

Moreover, last year, Baidu launched its own artificial intelligence-based accelerator called Kunlun K200 SoC. This 256-TOPS accelerator was designed to handle its internal deep-learning workloads. The K200 accelerates common neural-network and SQL operations. On artificial intelligence inference benchmarks, it matches the power efficiency of Nvidias T4 card. This year, Baidu will start mass production of Kunlun 2.

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Artificial Intelligence in Genomics Market worth $1,671 million by 2025 – Exclusive Report by MarketsandMarkets – PRNewswire

CHICAGO, March 11, 2021 /PRNewswire/ -- According to the new market research report "Artificial Intelligence In Genomics Market by Offering (Software, Services),Technology (Machine Learning, Computer Vision), Functionality (Genome Sequencing, Gene Editing), Application (Diagnostics), End User (Pharma, Research) - Global Forecasts to 2025", published by MarketsandMarkets, the global AI in Genomics market is projected to reach USD 1,671 million by 2025 from USD 202 million in 2020, at a CAGR of 52.7% between 2020 and 2025

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The need to control drug development and discovery costs and time, increasing public and private investments in AI in genomics, and the adoption of AI solutions in precision medicine are driving the growth of this market. However, the lack of a skilled AI workforce and ambiguous regulatory guidelines for medical software are expected to restrain the market growth during the forecast period.

Machine learning to dominate the AI in Genomics market in 2019

Based on technology, the Artificial Intelligence in GenomicsMarket is segmented into machine learning and other technologies. The machine learning segment dominated this market in 2019, as pharmaceutical companies, CROs, and biotechnology companies have widely adopted machine learning for drug genomics applications. This is because machine learning can extract insights from data sets, accelerating genomic research.

Diagnostics segment accounted for the largest share of the AI in Genomics market, by end user, in 2019

Based on application, the Artificial Intelligence in GenomicsMarket is segmented into diagnostics, drug discovery & development, precision medicine, agriculture & animal research, and other applications. Diagnostics was the largest application segment in genomics market in 2019. The large share of this segment can be attributed to the increasing research on diseases and the decreasing cost of sequencing.

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North America is the largest regional market for AI in Genomics in 2019

In 2019, North America accounted for the largest share of the AI in Genomics market, followed by Europe. The large share of North America can be attributed to the increasing research funding and government initiatives for promoting precision medicine in the US.

Prominent players in the Artificial Intelligence in GenomicsMarket are IBM (US), Microsoft (US), NVIDIA Corporation (US), Deep Genomics (Canada), BenevolentAI (UK), Fabric Genomics Inc. (US), Verge Genomics (US), Freenome Holdings, Inc. (US), MolecularMatch Inc. (US), Cambridge Cancer Genomics (UK), SOPHiA GENETICS (US), Data4Cure Inc. (US), PrecisionLife Ltd (UK),Genoox Ltd. (US), Lifebit (UK), Diploid (Belgium), FDNA Inc. (US), DNAnexus Inc. (US), Empiric Logic (Ireland), Engine Biosciences Pte. Ltd. (US)

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Artificial Intelligence (AI) in Drug Discovery Market by Component (Software, Service), Technology (ML, DL), Application (Neurodegenerative Diseases, Immuno-Oncology, CVD), End User (Pharmaceutical & Biotechnology, CRO), Region - Global forecast to 2024https://www.marketsandmarkets.com/Market-Reports/ai-in-drug-discovery-market-151193446.html

Genomics Market by Product & Service (System & Software, Consumables, Services), Technology (Sequencing, PCR), Application (Drug Discovery & Development, Diagnostic, Agriculture), End User (Hospital & Clinics, Research Centers) Global Forecast to 2025https://www.marketsandmarkets.com/Market-Reports/genomics-market-613.html

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Latest News Toyota Is Using Artificial Intelligence To Build A New City – Analytics Insight

Toyota, one of the biggest automobile manufacturers is employing artificial intelligence to make a futuristic city for 2,000 staff members and families. Yes, of course, the city will be powered by robots as well. The city will be governed by an operating system and will have roads dedicated for self-driving vehicles to carry on without any hassle.

Toyota has begun laying the foundation for a 175-acre smart city in Japan. The company says that artificial intelligence and futuristic technologies will act as a living laboratory which raises many eyebrows. Being built at the base of Mount Fuji, the Woven City will be situated approximately 62 miles from Tokyo.

The aim of building such a city is to serve as a testing ground for modern technology that can be established across other urban environments like robotics, AI, and interconnected smart homes.

Toyota announced this futuristic project at CES 2020 in January last year. The company had said that the city will have three types of roads which will be connected at the ground level one road for pedestrians, one for pedestrians using their personal vehicles like e-scooters, and one road just for self-driving cars. While these roads will be for the public, the city will also have one conventional road underneath the city that will be used to move goods.

In 2018, Toyota launches its self-driving vehicle, the e-Palette which is expected to be the Woven City projects main transport. Toyota said that their e-Palette is scalable and customizable for various functions like ride-sharing, delivery services, mobile offices, and even hotels.

The 2,000 staff and families will live in smart homes with AI technology and various integrated robotic systems to assist everyday life and sensor-based artificial intelligence to monitor peoples health and other basic needs.

The project is divided into phases and the first phase will have about 360 residents of varying age groups, rising to 2,000 including a few Toyota employees and their families along with scientists and inventors who will keep checking the effectiveness of the technological solutions.

Will all the futuristic technology cause hindrance to human connections? Toyota has said encouraging human connection will be an equally important aspect of this experience. Building a complete city from the ground up, even on a small scale like this is a unique opportunity to develop future technologies, including a digital operating system for the citys infrastructure.

About the AI technology, Mr Toyoda said, With people, buildings, and vehicles all connected and communicating with each other through data sensors, we will be able to test connected AI technology, in both the virtual and the physical realms, maximizing its potential.

A smart home lets the homeowner control all the smart devices remotely from anywhere with a steady internet connection. This means that a person can control security functions, temperature, lighting, etc. remotely. Smart home devices come with self-learning skills to learn the owners schedules and make choices on their own accordingly. If a smart home is fitting with smart lights, it automatically turns the light on and off, saving electricity. Smart home security systems intimate the owner when it detects an expected motion. These small yet effective conveniences make human lives easier.

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Artificial Intelligence (AI) In Retail Market Value Expected To Reach US$ 6,762.3 Million By 2027: Acumen Research And Consulting – GlobeNewswire

Acumen Research and Consulting, a global provider of market research studies, in a recently published report titledArtificial Intelligence (AI) in Retail Market Global Industry Analysis, Market Size, Opportunities and Forecast, 2020-2027

LOS ANGELES, March 10, 2021 (GLOBE NEWSWIRE) -- The Global Artificial Intelligence (AI) In Retail Market is expected to grow at a CAGR of around 34.9% from 2020 to 2027 and reach the market value of over US$ 6,762.3 Mn by 2027.

Based on regional landscape, North America is dominating the AI in retail market growth owing to its surging investments in retail development activities and presence of large pool of tech- startups. Within North America, US is considered as one of the early adopters for innovative technologies involving AI, augmented reality, virtual reality, and robotics. The presence of prominent players is one of the key factors responsible for the growth of North America regional market. On the other hand, Europe holds the second largest market share for artificial intelligence (AI) in retail market. The factors that contribute for the growth of the regional market involves large pool of retail supply chains involved in the development of the apparel industry utilizing artificial intelligence research. This factor acts positively witnessing healthy regional growth resulting in global market growth of AI in retail.

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Furthermore, APAC is projected to record all time high CAGR in the forthcoming years. As retail companies in the emerging Asia-Pacific are taking up the AI-oriented initiatives it is stimulating the growth of AI in retail in APAC regional market. In addition, Latin America and the Middle East & Africa are projected to demonstrate significant growth in the global market in the forecast period. Development of customer engagement and advanced transition platform are witnessing healthy adoption for AI-driven retail solutions across Latin America.

Market Drivers

Advancements in virtual fitting rooms augment the overall market growth of artificial intelligence (AI) in retail market

Through integration of artificial intelligence with digital mirrors it enhances the buyers to try a variety of dresses, goggles, accessories, and other products without actually wearing them. Artificial intelligence along with advanced technologies such as AI, AR, VR, provides real-time simulation for virtual dressings solutions. Such technology enhances the customer experiences as well as engagement in both online and offline medium.

Restraints

Well established retailers are trying every possible way to improve the engagement of their customers; however, certain factors are limiting the AI in retail market growth rate. The prominent suppliers and global level retailers like Wal-Mart have already deployed artificial based systems to their shops as well as to online portals. However, small and medium sized retailers (SMEs) are still far away from the technology owing to a lack of infrastructure and absence of skilled expertise. The high implementation cost associated retail solutions acts as a major barrier for small retailers that is involved in limiting the adoption. These factors refrain the market of artificial intelligence (AI) in retail market to grow worldwide.

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Market Trend

Product optimization

Product optimization and planning will be growing at a faster pace for AI in retail market globally. The advancements in big data analytics drive the growing adoption of artificial enabled devices and services across different industrial domains and verticals. According to the Consumer Technology Association, AI in retail markets have benefits involving cost saving, increasing productivity, faster resolution of business problems, faster delivery of new products and services, rising innovation, and many more. These factors have a positive influence and help to improve customer analytics and behavior experiences raising the significance of product optimization.

Segmental Outlook

Artificial intelligence (AI) in retail markets is segmented based on technology, deployment model, and application. By technology, the AI retail market is segmented as machine learning, natural language processing, and among others. By deployment model, the AI in retail market is bifurcated into cloud and on-premise. Furthermore, by application, the market is segmented as predictive merchandising, programmatic advertising, in-store visual monitoring and surveillance, location-based marketing, and others.

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Competitive Landscape

The prominent players of the data center servers industry involve International Business Machines Corporation(IBM), Microsoft Corporation, Amazon Web Services, Oracle Corporation, SAP SE, Intel Corporation, NVIDIA Corporation, Google LLC, Sentient Technologies, and among others.

Some of the key observations regarding artificial intelligence (AI) in retail industry include:

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Can artificial intelligence predict whether someone will die from COVID? – The Jerusalem Post

Artificial intelligence can predict with up to 90% accuracy if someone is going to die from the novel coronavirus before they are even infected, a group of scientists from the University of Copenhagen Faculty of Science have found in a study published in the science magazine Nature.Machine learning or artificial intelligence-based computer algorithms that improve automatically through experience by using the collected data was developed during the study and was found to be able to predict the risks at the different stages of illness.The researchers studied 3,944 positive cases in Denmark and used positive cases taken by UK Biobank for "external validation" and took common risk factors such as age, BMI and hypertension into account to formulate the algorithm.The AI model predicted risk of death at different stages: at diagnosis, at hospital admission, and at Intensive Care Unit (ICU) admission.Out of the 3,944 patients who were tracked for the study, 324 died of COVID-19. The men who died were all between 73 and 87 years old with clear signs of high blood pressure and BMI impacting the results. This group of men proved to be the one with the highest risk of mortality as a result, and so the AI program would predict that men in that age range with high blood pressure and BMI are at higher risk.Surprisingly, some of the top risk features "shifted towards markers of shock and organ dysfunction in ICU patients" rather than the aforementioned common risk factors.

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The study developed an algorithm which managed to predict the risk of death and the findings were further backed by the results in the external validation cohort.

Such technology could help hospitals and medical care facilities throughout the world take extra preventative measures and may help prioritizing some patients over others and therein preventing unnecessarily high mortality rates.

This is not the first study to present the potential use of machine learning in taking preventative measures amid the coronavirus pandemic. The Copenhagen study, however, points out that these studies focused on patients already admitted to the hospital while it is unclear "whether the classification ability transfers to other healthcare systems." Another concern was that they were not entirely accurate machine learning algorithms because they did not take milder cases into account.

In addition, the previous studies, according to the researchers, were based on Chinese models which are vulnerable to bias.

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IBM uses artificial intelligence to develop potential break-throughs in antibiotics – WRAL Tech Wire

RESEARCH TRIANGLE PARK IBM scientists have utilized artificial intelligence to help speed up development of molecules for potential use in new novel antibiotics that are needed as the spread of antibiotic resistance grows and the need for new drugs increases.

In a blog post and a paper published in Nature Biomedical Engineering, the IBM team said the system would help pace the way to accelerated discovery.

[O]ur IBM Research team has developed an AI system that can help speed up the design of molecules for novel antibiotics. And it works, wroteAleksandra MojsilovicandPayel Das in the blog.

Noting the rise of resistance to antibiotics, the two said the threat is no joke. Its a huge threat to human health even more so during the raging pandemic. We need new antibiotics, and we need them fast.

AI could help provide part of a better solution.

The paper is titled Accelerating Antimicrobial Discovery with Controllable Deep Generative Models and Molecular Dynamics.

[W]e outline how we used it to create two new non-toxic antimicrobial peptides (AMPs) with strong broad-spectrum potency. Peptides are small molecules they are short strings of amino acids, the building blocks of proteins. Our approach outperforms other leading de novo AMP design methods by nearly 10 percent, the two scientists wrote.

The IBM scientists warned that very few newantibiotics are being developed to replace those that no longer work.Thats because drug design is an extremely difficult and lengthy process there are more possible chemical combinations of a new molecule than there are atoms in the Universe.

We want to help, they wrote.

In the papers abstract, the research team notes progress was madein less than seven weeks:

The de novo [from the beginning] design of antimicrobial therapeutics involves the exploration of a vast chemical repertoire to find compounds with broad-spectrum potency and low toxicity. Here, we report an efficient computational method for the generation of antimicrobials with desired attributes. The method leverages guidance from classifiers trained on an informative latent space of molecules modelled using a deep generative autoencoder, and screens the generated molecules using deep-learning classifiers as well as physicochemical features derived from high-throughput molecular dynamics simulations. Within 48days, we identified, synthesized and experimentally tested 20 candidate antimicrobial peptides, of which two displayed high potency

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