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Few, if any, financial advisers expected to recommend bitcoin and dogecoin to clients — here’s how many now suggest buying crypto – MarketWatch

Despite Bitcoin BTCUSD, -0.86%, Ethereum ETHUSD, -0.93% and Dogecoins DOGEUSD, +2.07% wild ride last month, more financial advisers than ever are recommending their clients have some crypto in their portfolios.

Some 14% of financial advisers have already added cryptocurrencies to their clients portfolios or are recommending it to them, according to a survey released Tuesday of 529 financial advisers conducted by the Financial Planning Association in March.

Some 14% of financial advisers have already added cryptocurrencies to their clients portfolios or are recommending it to them

Thats up by 13 percentage points from last year when less than 1% of advisers were recommending it, the poll found. More than a quarter (26%) of advisers are planning to recommend or add crypto to their clients portfolios in the coming year.

Last year however none of the 242 respondents to the same survey anticipated that theyd recommend crypto to their clients in 2021, the survey commissioned by Onramp Invest, a crypto portfolio management software company concluded.

So why the change of heart? Clients appear to be less concerned about asset market volatility this year compared to last, despite the rollercoaster ride in cryptocurrencies in recent months.

More than half (52%) of advisers said their clients inquired about market volatility over the past six months, whereas last year some 76% of advisers fielded questions from their clients about it over a six-month period.

Investors may also be drawn to cryptocurrencies lately because they view them as a hedge against inflation, which in the U.S. is hovering at a 13-year high.

Whereas stock-market investors will effectively earn less on any gains they realize this year due to inflation, investors in cryptocurrencies like bitcoin, which has a limited supply like gold GC00, +0.03% or silver SI00, +0.36%, could have a better shot at earning more money as investors flock to them. Or not.

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Want to Stop Ransomware Attacks? Ban Bitcoin and Other Cryptocurrencies. – The New Republic

Heres how these attacks work. A hacker penetrates a companys systemsan often easy task, given many firms shoddy cybersecurity practices. The hacker uses ransomware to encrypt the companys data, making it inaccessible to anyone who doesnt have the requisite password, and then demands payment in Bitcoin or another digital currency. The victim can open an account on a cryptocurrency exchange, buy Bitcoin, send it to the hackers wallet address, and the hacker will then decrypt the victims data. Life can then go back to normal, save the embarrassment and damages suffered by the victims businessand anyone who depended on it. As for the hacker, they can launder their proceeds by using various exchanges and payment processors that shuffle the cryptocurrency around before issuing the same amount of currency in a new wallet, without a payment trail.

In some cases, its even easier. DarkSide, whose inner workings were just exposed in a New York Times article, offers what might be called ransomware as a service. DarkSide develops the software and facilitates the attacks on behalf of clientsit even offers customer supportand all share in the proceeds. A person only needs a target and a little startup capital.

The rejoinder one hears from crypto supporters, often called coiners, is that fiat money, like the dollar, is used for crime and corruption all the time. Thats undoubtedly true, but its also a red herring: Cryptocurrencys main practical use, one could argue, is to facilitate crime and off-the-books financial transactions. That is not the case with the dollar, which is government-backed and sustains trillions in commerce every day. The dollar is imperfect, but it has widespread use, relative stability, and a robust, if insufficient, regulatory structure. Your bank account is even insured by the federal governmenta far better arrangement than trading on a shady cryptocurrency exchange.

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Crypto market comeback? Ask experts anything about dogecoin, bitcoin, Ethereum latest and more – The Independent

After a monumental market crash in May, a period of relative calm has descended over the cryptocurrency space.

Ethereum (ether), Cardano (ada) and Binance Coin have all shown signs of recovery at the start of June, while dogecoin has shot up in price after Coinbase added it to its platform.

Bitcoin has also bounced back slightly, but continues to trade within a very narrow band. This stability has divided analysts and experts, with some believing it is the beginning of a drawn out bear market, while others claim it is just a price correction in the middle of a record-breaking bull run.

>> Follow all the latest updates withThe Independentslive coverage of the crypto market

To help make sense of all of this, as well as speculate on what the future holds for the broader industry, The Independent has invited two experts in the fields to offer their thoughts and predictions.

Samantha Yap, a cryptocurrency expert who is the founder and CEO of blockchain and fintech PR firm YAP Global, and Fred Schebesta, a crypto advocate and founder of comparison platform Finder.com, will join us.

They will give Independent readers an opportunity to ask anything they like about bitcoin and the crypto space.

Why did this crash happen? Is it a market collapse or just a price correction? And what developments in the DeFi and crypto world are they most excited about?

Put your questions below and well put as many as we can to our experts during a live stream that will be available to all registered users.

All you have to do is register to submit your question by 11am on Thursday (June 3) in the comments below.

If youre not already a member, click sign up in the comments box to leave your question. Dont worry if you cant see your question theyll be hidden until we post the live stream recording in this article.

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Cryptocurrency expert says Bitcoin, Stablecoin payments will be accepted by more businesses – Fox Business

Voyager Digital CEO Steve Ehrlich on whether more companies will accept crypto.

More companies will accept cryptocurrency as payment, especially Bitcoin and Stablecoin, Voyager Digital CEO Steve Ehrlich told FOX Business Maria Bartiromo on "Mornings with Maria" Tuesday.

MIAMI TO HOST LARGEST CRYPTOCURRENCY CONFERENCE IN HISTORY

STEVE EHRLICH: I think there's going to be more, you know, more companies accepting crypto. I think one of the other things are Stablecoins there, and I think there will be more companies accepting Stablecoins as the first step then they will start accepting Bitcoin.

That's a growing population. Us at Voyager, we're already seeing that as our business caters to small and mid-sized businesses as well as retail consumers.

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Those small mid-sized businesses want to accept USDC Stablecoin, they want to accept Bitcoin and they want to hold some of their Treasury in both of them because you can earn interest on those as well as use them in everyday payment.

CLICK HERE TO WATCH THE ENTIRE INTERVIEW

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This massive computer science bundle costs only $20 for a limited time – Cult of Mac

Coding is easier than ever before, withcountless courseson how to learn computer languages popping up nearly every day. Whether youre a new and aspiring programmer, or just need to brush up in some areas, you wont want to miss this limited-time deal on a massive computer science certification bundle. The courses in this bundle will help you build your IT and data science skills quickly and easily.

For a limited time, you can snagThe 2021 Complete Computer Science Certification Bundlefor just $20, a major discount from its total value of $1,800. (After our Memorial Day sale ends, you can still get this collection of courses for $39.99.)

Featuring nine distinct courses, this bundle is packed with 212 hours of curated content on Python, Linux, discrete math, TensorFlow and so much more. Those unfamiliar can learn Python from the ground up. And theres also a course on how to apply Python in the data science field. Another course covers data analysis and statistical modeling with R, a computing language useful for data scientists in any field, including those outside of computer programming.

That course dovetails nicely with one on applied probability and statistics for computer science. It focuses on utilizing concepts of probability and statistics as applied to data science and machine learning. The bundle also includes developer boot camp and web-building courses that encourage students to build 20 different websites and 15 unique apps for real-world skills development.

This isnt simply useful information, either. Learning these novel concepts and mastering them like a professional programmer can be a blast. I didnt know math could be this fun! wrote Cynthia Williams in a review for this course bundle. Enjoyed the contents of this course a lot. Quick and to the point. Code parts are really what make this course stand out.

As the description of the coursework says, Data is the new oil, and everyone should be able to work with it. Everyone interested in computer science, from beginner to advanced, should grab this course bundle while its available at such a steep discount.

Ready to make a worthwhile investment in a future career as a data science programmer? Act now to get this incredible computer science bundle for just $20. The sale ends at 4:54 a.m. PST on June 2, 2021.

Prices subject to change.

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Quiet on set: A Providence school is replacing beloved drama teacher with computer science – The Providence Journal

PROVIDENCEGlennZienowiczdoesnt just teach middle schoolershow to perform. He teaches them how to fly.

In play after play,Zienowicz, known asMr.Zin, has inspired studentsat Nathan Bishop Middle Schoolto reach deep into their adolescent souls andproduce college-level performances. Everything he touches the costumes, the sets, the lighting turns to magic,parentsand students say.

But this fall,Zienowiczwill be gone, his drama class, an elective, replaced by computer science, which the district says is in higher demand. The after-school drama club will continue, but parents and students say theater wont be the same without him.

The district promises that the beloved drama club will continueto flourish.

Nathan Bishop is fully committed to continuing their highly regarded after-school theater program, and has already begun reaching out to community partners to engage in this work next year,"said Providence Public Schools spokeswoman Audrey Lucas.

But parents andteachers think otherwise.

If the school gets rid of Glenn, they get rid of the club, said Donna Perrotta, a retired English teacher who collaborated withZienowicz. When you think of great schools, the cornerstone is always the arts.Hes the real deal.

Zienowicznever doesanything halfway. When he put on "Alice in Wonderland," he threw away the scripts(They were stupid)and wrote a new one. He enlisted a Brown University student to write the music, and then he staged it as Steampunk.

The kids were part of creating an original work, he said. Thats not your typical middle school production.

He produced "Antigone" on the front steps of Bishop, setting it in a fascist regime.

He put on a version of the fairy tale"The Emperors New Clothes," as Kabuki theater, complete with handmadekimonos.

More: RIDE reaches agreement on termination of Providence schools Supt. Harrison Peters

More: Can state takeover of Providence schools be saved? Local experts weigh in

But nothing surpassed the school's performance of "Peter Pan." Zienowiczhired a professional company to teachsome ofthe adults and students how tofly, literally.

SylviaVileno, now a ClassicalHigh School student, played Peter Pan. Hours before opening night, she fell at a friend's house and ended up in the emergency room, getting 16stitchesinherforehead.She didnt get out of the ER until long after thelightswentup.

But when the curtains rose,Mr. Zinjumpedon stage and explained to the audience that his lead actorwas injured.Next, he invited members of the castto sing.The performance, truncated as it was,received an ovation.

The next night, Sylviawas flying from the rafters, looking every bit like a battle-scarred Peter Pan.

He cared a lot more than any other teacher Ive ever had, Sylvia said Wednesday. It was a huge deal in making me who I am today.

Sylvia's mother, DyanneVileno, saidZienowiczpushed his students and kept the bar high.

Thepayoff was worth it. Shy kids becamemore confident.Nerdy oneslearned to excel atsets orlighting.As demanding asZienowiczwas,there was a role for everyone, includingstudentswith special needs.

Steve Wilson jokingly blames Mr. Zinfor his own career in theater.Helearned the ropes inZienowiczsdrama club at Exeter-West GreenwichHigh School, and now hes the production manager of Theatre by the Sea, in South Kingstown.

He droveeverybody crazy, said 28-year-old Wilson,but he is an inspirational leader.I couldnt tell you why. A lot of educators coddle kids.There is no coddling in his class.

When I was in school,he worked with kidswith social issues whonormallydidnt want to be part of a big group. Afew of them ended upbeingthestarsof the show.He would find a way toconnect with them and ask them to do thingsthatnoonehadever asked of them.

I think losing him,you are losing theprogram, Wilson said. It will go back to being a run-of-the-mill school program.

Mr. Zin invited the community to become part of his drama clubs success. Parents dedicated weekends to making costumes and building sets.Experts from local theater companies gave master classes to his drama students.

Soon,word got outthat these plays wereoff-Broadway quality, as one parent put it. It wasnt long before the500-seattheater was packed.One of the schools crossing guards became a regular.

Everrett Hoag, a corporate events producer andtheater designteacher, donated $20,000worth of costumes, fabric,hangers, even a trash can,to thedramaclub. With that, the club turned a storage closet into a first-rate design center.

Zienowicztaught his students to believe in magic because thats what the theater is all about suspending disbelief.More importantly, he taught them to believe in themselves, to become part of something larger.

The feeling you get when you see a production, the singers and dancers are all of the same voice. Thats the magic,Hoagsaid. It goes beyond how many kids will actually enter the theater. This experience is a gateway to stand up and say to your boss, Why do we have to do it this way?

Zienowiczdoesnt know where he will land. If he cant find a position as an Englishteacher, the district will find a job for him somewhere.

On the drama club Facebook page,heposted his farewellin 15 languages.

With a full heart, I have been consolidated out ofNathanBishop.

Linda borg covers education for the Journal.

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Quiet on set: A Providence school is replacing beloved drama teacher with computer science - The Providence Journal

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University of Central Florida Researchers Leading Healthcare and Engineering Breakthroughs Awarded $3M to Advance Work – PRNewswire

Assistant Professor Salvador Almagro-Moreno with UCF's College of Medicine is identifying the genetic and environmental triggers that lead some seemingly harmless bacteria to go rogue and become infectious and often lethal to humans. He works with the agent of the severe diarrheal disease cholera as a model system and conducts extensive studies on Vibrio vulnificus, more commonly known as flesh-eating bacteria.

Assistant Professor Samik Bhattacharya with UCF's College of Engineering and Computer Science focuses on the maneuvers of marine animals. His research on their mechanics can lead to improvements in the maneuverability of unmanned water vehicles used to seek underwater gas and oil deposits and explore the depths of the ocean. Such vehicles are also used in situations too dangerous for people, such as detecting or destroying underwater mines.

Assistant Professor Yanjie Fu with UCF's College of Engineering and Computer Science seeks to equip machines with the intelligence needed to bridge the gap between understanding what will happen and solving how to change it in a dynamic system. Fu is making artificial intelligence systems street smart, so they can make sound real-time decisions that could avert disasters such as a national black out when the electrical grid system is overloaded.

Assistant Professor Lorraine Leon with UCF's College of Engineering and Computer Science designsmaterials that mimic the properties of natural biomaterials. The new biomaterials could be useful for designing carriers for potentially life-saving drugs and nucleic acids that can help patients battling diseases such as cancer, as well as building new biomaterials used to create dynamic ecofriendly reactors.

Assistant Professor Robert Steward, Jr. with UCF's College of Engineering and Computer Science and UCF's College of Medicine is dissecting cell mechanics to better understand disease. Steward looks at the cells that line inside of blood vessels to examine the mechanics at work and better understand the forces behind heart disease and diabetes.

The NSF awards recognize early-career professionals with promising research. UCF has had more than 50 awardees in the past 10 years.

Contact:Heather Smith[emailprotected]

SOURCE University of Central Florida

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Visit – UMass News and Media Relations

Julia '23 (she/her)

Hometown: Verona, New Jersey

Major: Biomedical Engineering, on the Pre-med track

Activities and Involvement: Commonwealth Honors College, Club Water Polo, Alpha Phi Omega (Service Fraternity), Society of Women Engineers, Biomedical Engineering Society, Animal Science Club, House Council, Honors Contemporary Issues RAP

UMass Hidden Gem: Rausch Mineral Gallery in the Morrill Science Center is definitely a hidden gem on campus (pun intended). Its a really great place to stop by between classes, or to go see with friends. There are tons of cool minerals, rocks, and fossils to look at!

When I was looking at colleges, I did not have a complete picture of what I wanted. I looked at all types of schools--big, small, domestic, international, liberal arts, and STEM. The only thing I knew was that I wanted a school that showed how they really cared about their students and I found that at UMass. From the majors offered, the student clubs to join, and the events UMass organizations put on, I felt that UMass truly cared about the success of their students. UMass has become my home away from home. Go UMass!

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Douglas Neckers: Easter Island and Toledo – HollandSentinel.com

Doug Neckers| Community Columnist

One of the valuable gifts older people contribute to society is a collective memory about personalities and events that occurred in a community in the past. My own collective memory about some fascinating Toledo-area people, who tangled in an epic lawsuit, surfaced a few weeks ago. That lawsuit went all the way to the U.S. Supreme Court.

My memory got an unexpected jog when I watched, as I usually do, Judy Woodruff's "PBS News Hour" program.

A final story from her Arts Canvas featured the classical pianist Mahani Teave, 38, who grew up on Easter Island, part of Polynesia. About 2,000 miles off the coast of Chile, it is one of the most remote places on Earth. Called "Rapa Nui" in the Polynesian language, the island has a population of barely 7,000 people. It's famous for those mysterious giant stone statues, the moai, created by the ancient Rapa Nui people.

Easter Island was a veritable music desert in Teave's childhood. Music teachers came, spent a few months, and left. Pianos? Oh, they were almost "non-existent" in her recollection. Yet it can take 10-15 years of intensive study with a master pianist to become a classical pianist with hours of practice every day.

So how did Teave become the ingnue of classical piano, mastering pieces like Chopin's Scherzo No. 1 in B Minor? That's the featured track on Teave'sdebut album, "Rapa Nui Odyssey." In March, it climbed to the top of Billboard's classical charts. How did that odyssey happen?

The answer involves, peripherally at least, Toledo, Bowling Green State University, and a $100 million lawsuit alleging the pilfering of intellectual property. It touches on some of northwest Ohio's most renowned personalities: Visionary inventors like the glass industrys duo of the late Harold McMaster and Norman Nitschke and the computer scientist, David L. Fulton. McMaster and Nitschke need little introduction to Toledo area folks. McMaster and Nitschke founded GlasstechInc. the glass fabrication firm and First Solar, the solar energy mega-company manufacturing glass solar panels in Perrysburg. Both were also investors in my company, Spectra Group Ltd. now part of Form Labs LLC.

Fulton may be less familiar. In 1970, he was hired by the mathematics department to bring the computer programming to Bowling Green State University. From math he began a department he called computer science and chaired it for a decade. He was there when I joined BGSU in late 1973. During that tenure, Fulton also co-founded with Sylvania, Ohio, attorney Richard LaValleySr. a company named Fox Software. It developed a widely used database management program called FoxPro. But before that came a predecessor; Fox Research.

Fox Datas 150 employees worked in a Perrysburg shopping center. It had 100,000 customers using Fox Data programs for everything from manufacturing control to accounting. Fulton sold it to Microsoft for $173 million in stock 1992, and became a Microsoft vice president, inviting selected employees to join him in Seattle, before retiring in 1994.

Like so many scientists Albert Einstein to name one Fulton was an interested, amateur musician. For more about the science-music connection check outnobelprize.org/symphony-of-science. For more about Fulton's life in music, google "Fulton violin." Teaser: With his new found wealth, Fulton amassed an astonishing collection of priceless violins, cellos, and bows by Stradivari and other masters.

PBS flashed an image of Fulton and, I think, a Stradivarius violin when detailing Teave's odyssey. It began when a visiting teacher introduced Teave to the piano. It was love at first sound and touch for her. Her natural talent for the keyboard blossomed. Teave left Rapa Nui to advance that talent in Chile, the United States, and Germany. Then she returned.

Fulton, now a Seattle arts patron, visited Easter Island three years ago. After hearing Teave play, he convinced her to come to the U.S. to record her work and helped her with the money. The result was her top-of-the-charts album, the "PBS News Hour" feature, and a new Amazon documentary on her life and home. The title: "Song of Rapa Nui."

Fulton's image on PBS made my jaw drop. And slowly those collective memories washed over me. I remembered him from BSGU. And from a major legal clash that involved my good friends and colleagues Harold and Norm. They were among a group of investors who put money into Fulton's startup business, Fox Research. Older readers may have their own collective memories about pillars of their communities, that invested in the shops of creative young person.

The Toledo investors in Fox Research, though were less than happy when LaValley and Fulton sold Fox Software to Microsoft and they were not included as part of the sale. They hit the proverbial ceiling, contending that Fulton and LaValley improperly sold knowledge the development of which they had paid for and owned. They wanted a piece of the sales largesse. So they sued both LaValley and Fulton.

Other shareholders in the original Fox Research settled for about $400,000. Mr. Delos Palmer, a Toledo attorney, persisted. A Toledo jury awarded him $22 million, which a judge reduced to $13.7 million. But in 1997, a federal appeals court reversed the original verdict.Mr. Palmer appealed to the U.S. Supreme Court, which refused to hear the case. He wound up with a $3 million settlement. Fulton took his money though it doesnt appear he played the fiddle forever after.

So, to my older friends I say:Share those collective memories with others. They can become part of a larger endowment of knowledge that helps illuminate and enlighten the younger people as they march through the years.

Doug Neckers is the retired founder of the center for photochemical sciences and past president of the board of the Robert H. Jackson Center; his writings can be found on 3dsicenceblog.com. The author is indebted to science writer/collaborator Michael J. Woods for some of this story.

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Smoothstack Reviews Why Conventional Hiring is Outdated for the IT Industry – OCNJ Daily

Smoothstack is revolutionizing the way aspiring IT professionals launch successful careers in information technology. They do this by focusing on aspiring IT talent, using proprietary aptitude and knowledge-based assessments to evaluate skill, talent, and trajectory. From there, Smoothstack custom builds their talent pool specific to their client needs through a vigorous, in-house, project-based training program designed to mimic their clients IT stacks and environments. Smoothstacks business model is similar to a consulting firm, as their employees are billed out to their clients as consultants.

What makes Smoothstack unique is that, unlike traditional consulting companies, they do not place value on prior relevant experience or educational pedigree. Smoothstack recognizes that the markers of a successful IT hire rely mainly on what a person knows and what they are capable of doing, in addition to a select set of soft skills. In conjunction with hiring candidates with baseline coding skills, Smoothstack attributes their success to hiring candidates with good presentation skills, willingness to collaborate, ability to accept constructive criticism, and high aptitude.

By focusing on aspiring IT talent vs experienced IT talent, Smoothstack is able to tap into a demographic that is overlooked and underrepresented. This talent pool is highly successful when provided with opportunity. When Smoothstack first started using this approach, two unexpected things happened.

First, the elimination of hiring bias typically present in the traditional hiring model, resulted in a workforce that was highly skilled and diverse. Today, Smoothstack is over 50% diverse and through case studies have proven that diversity breeds higher success within IT, as technology solutions typically cover broad and diverse populations.

Secondly, Smoothstack reviews show that a high percentage of new hires had computer science degrees. This was surprising given that Smoothstack does not screen for degrees. When digging into this phenomenon, Smoothstack realized that computer science programs often leave skill gaps resulting in lack of employment opportunities post-graduation. Colleges and universities typically do not teach nascent and in-demand programming languages, and in contrast to Smoothstacks upskilling model, teach in a theoretical classroom style model. Smoothstack understands that in order to properly prepare talent to be successful in the workplace, agile Scrum based environments that mimic actual environments in the real world, are an absolute necessity.

This leads to the dreadful chicken or the egg scenario for college graduates. Most companies will look to hire IT professionals with experience. Of course, the problem for recent college grads is that they will not yet have the experience outside of the classroom. If they have had an internship, its unlikely tailored to meet the needs of open positions available after college. A few will get lucky and find a business that will hire them as interns and add them to the fold after graduation, but most finds themselves back at square one.

Through their model, Smoothstack has become an onramp to a successful career in IT, with talent coming from a wide variety of backgrounds including military, career transitioners, and more. Irrespective of backgrounds, Smoothstackers all have one thing in commontheir IT workforce has a passion and aptitude for IT that is unequivocally tier one.

Smoothstack IT talent start their career at Smoothstack with 12-16 weeks of specialized training to get them job ready. New hires will learn what is expected of them on the job, sharpen their technical skills, and learn new skills. Smoothstack career specializations are custom to client partner needs.

Smoothstack career tracks:

Through the use of AI for code comparison, Smoothstack has demonstrated that their immersive employee training program equates to 1-2 years of hands-on experience. Companies that have traditionally sought to onboard talent with experience have turn to Smoothstack based on their track record of churning out professionals who can be trusted with skillsets applicable to clients needs.

Opportunity follows passion, and as many have discovered, there are new pathways for people that may not have otherwise had the same opportunities with hiring model of yesterday.

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