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Want Girls to Pursue STEM Learning? Hear What Female NASA Scientists Have to Say – EdWeek

Gena Henderson, chief of the integrative operations branch of exploration systems and operations division at NASA, said her love for STEM began at an early age. Henderson grew up about 50 miles from the Kennedy Space Center in Florida and would watch rockets launch often.

When Henderson was in college studying engineering, some professors werent supportive and would make dismissive comments, questioning her decision to go into the engineering field.

But she persevered, and is thrilled to be participating in the innovation now happening at NASA.

Henderson was one of the panelists at the Education Departments 21st Century Community Learning Centers 2022 Summer Symposiums opening session.

The virtual session, held July 19, focused on what educators and after-school program providers can do to ensure they are engaging girls and other underrepresented students in STEM. The panelists included women who work at NASA and women who work in organizations trying to spark girls interest in STEM.

Female representation in science, technology, engineering, and math (STEM) jobs varies widely. While theres a higher share of women in science-related health care jobs, women continue to be underrepresented in computer science and engineering jobs.

Women and girls have to break through barriers in order to be successful in STEM jobs. The barriers include:

Some may view STEM fields as more masculine, said Patti Curtis, a Robert Noyce/Ellen Lettvin STEM education fellow at U.S. Department of Education. Some educators and parents underestimate a girls math abilities starting as early as preschool.

Many STEM fields are male-dominated cultures, which can perpetuate inflexible and exclusionary environments that are not supportive of or attractive to women, Curtis added.

All the panelists agreed that the most important thing for girls is for them to have role models in the fields that theyre interested in.

Sometimes, students dont have a roadmap, Henderson said. They dont know anyone in the endeavor [they want to get into].

Girls tend to have fewer role models to spark their interest in STEM, the panelists pointed out, and they rarely see examples of female scientists and engineers in popular culture.

If you were to Google computer scientists right now, you probably would not see a young woman pop up in your search, said Jackie Smalls, chief program officer for Code.org, an organization that is working to encourage more women and students of color to enter STEM fields.

Panelists also said that students need to be engaged in STEM early on in their school careers with hands-on learning activities in school and outside of school. Students shouldnt be learning about these opportunities for the first time in high school.

Deanna J. Whitehead, chief of the flight & ground software & simulation division at NASA, talked about her 6th grade teacher who helped her do well in the local science fair and encouraged her to compete regionally. The experience gave her confidence and encouraged her to be able to pursue a STEM career.

It was those experiences, maybe small experiences, that add up, that lead you to where you will eventually arrive, Whitehead said.

She added that shes grateful for the many wonderful female role models at Marshall Space Flight Center, where she works. I dont know what could be more encouraging than that.

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Want Girls to Pursue STEM Learning? Hear What Female NASA Scientists Have to Say - EdWeek

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Can an in-person coding lab revitalize a city and diversify the tech industry? – ZDNet

Students at Google's Code Next lab in New York City work on a partner-coding exercise in Javascript.

Improving diversity, equity and inclusion in tech is top of mind for educators across the globe. And yet, when students of color in tech look around, they often realize that not many of their peers or teachers look like them.

The same is true when Black, Hispanic and Indigenous students enter the workforce. And the number of people of color in tech is often out of alignment with the demographics of local communities.

Work to address these issues continues. But progress in increasing diversity in STEM jobs remains "uneven," according to a 2021 report.

Not only are [students] going to walk into this lab and feel like they are owners in their future and owners in the future of Google, but we're hoping because of what that building represents for the city that they feel like they are indeed owners in the future direction of the city at large, and that's really special for us.

Kyle Ali, Code Next

Several years ago, Google employees of color came together to talk about ways to address this ongoing challenge. Their collaborative conversations gave life to the Code Next program in 2015, according to Kyle Ali.

Ali is Google's interim senior lead program manager for Code Next. He spoke with ZDNet about its launch.

In the Code Next program, Google engages 9th through 12th graders in live coding labs where students "have access to live coaches, world-class technology and learning experiences that would both shape and mold their confidence," Ali said.

"[We] also help them build the skill set and a network that can enable them to step into some of the most rigorous computer science programs and to step back into their own communities and to become makers and to become the builders and shape the future of technology."

READ THIS: Diversity in tech: What it means and how to get there

Code Next currently has labs in New York City and Oakland. Ali said the program has evolved. When the pandemic hit, Google launched Code Next Connect. This online version of the program currently has students from 42 states.

Ali explained to ZDNet why they chose Detroit as the next place to grow Google's in-person presence.

"We've got our lab in Oakland, we've got our lab in New York City, so we've got the coasts covered," Ali said. "But the Midwest has always been on our radar, and Detroit just proved to be such a unique opportunity."

Earlier this year, Ruth Porat, senior vice president and chief financial officer of Google and parent company Alphabet, announced that the company would join Ford Motor Co. as a founding member of the Michigan Central redevelopment project.

Ford wants to transform the 30-acre urban site into a "walkable innovation hub" that will feature "new and revitalized buildings, a first of its kind mobility testing platform, multiple outdoor plazas, open spaces, and 1.2 million square feet of commercial public space."

According to news reports, Ford plans to invest $740 million in the project. The state of Michigan also "plans to align more than $126 million in new and existing investments, programming and resources" to support the project.

"And the opportunity to be a part of that project was really exciting to us," Ali said. "To bring our content into a place that has a rich cultural history, and bring our content to a place that has a rich industrial history, to be there now as it begins to have an impact on the future of technology felt really exciting.

"When we think about our labs," he continued, "what's really, really important to us is our students feel like they have a sense of ownership in our labs. When they walk into our space, we want them to feel like it is indeed their space.

"Particularly in Detroit, this is an amazing opportunity," Ali added. "Because not only are they going to walk into this lab and feel like they are owners in their future and owners in the future of Google, but we're hoping because of what that building represents for the city that they feel like they are indeed owners in the future direction of the city at large, and that's really special for us."

Code Next labs include spaces for students to spend time with one another and interact with Google coaches, as well as wall designs celebrating local engineers and inventors of color.

Mary Jo Madda, senior program manager, growth and engagement at Code Next, said going virtual allowed them to engage with students everywhere, including in Detroit. Their enthusiasm and engagement caught Google's attention.

"It's the first time that we've opened up in a city where we have some existing alumni who are then going to be able to come into the lab and do work with the students and sort of help with that long-term pathway development," Madda said.

"Because as much as we can provide some amazing things for the students, there's really nothing quite like having a student like Joshua Wallington, who's a freshman at Howard University, come home to Detroit over the summer and work with the kids in the physical Detroit lab. He grew up in the city, he knows the city, he loves the city and he loves to code. So that's an additional element of why Detroit as a site is just so exciting."

Wallington participated in Code Next Connect, the virtual program.

"I was able to interact with kids that look like me in the STEM field, which was, I think, one of the most valuable experiences ever," Wallington told Detroit's WXYZ-TV.

Code Next, he said, is "something that most people will enjoy, especially being able to create something of your own is something that everyone should do. So whether that's computer science, engineering, working with drones technology is everywhere. Technology is cool. People should go for it."

The Code Next lab in Detroit will open in a temporary space this summer.

"There is a space that's called the Book Depository that's adjacent to Michigan Central and that's where we'll spend the first couple of months of our existence in Detroit," Ali said. "Our hope is that we'll be ready to move into our permanent space in the spring of 2023, once the building is fully open and functional."

Applications for Code Next both the in-person and online programs are open now through August 5. The program is focused on recruiting 9th graders, who are typically first-year high school students.

One of the things I think Code Next really embodies is the reality that knowing how to actually code something is just one part of having a successful career in the tech field. A lot of times, there's a lot of soft skill development collaboration, creativity, presentation skills that play into success as well as your networks the social community you engage with.

Mary Jo Madda, Code Next

"We tend to have a programming track where they're learning about Javascript, Python, HTML, but then we also have making," Madda said. Making involves 3D printing and laser cutting.

"We're going to have an intro to graphic design club in the fall, which I'm really excited about."

She also noted that during some introductory workshops at Detroit public schools, students had a strong interest in art.

At one of those workshops, "there were these two young girls sitting there, and both of them were a little resistant to the idea of going into computer science. We asked who might want to go and become a computer scientist? And neither of them raised their hand."

"But during the workshop," Madda continued, "which is our introduction to computational artwork, where students learn how to use basic P5 processing to create emojis, and the two of them started creating Kirby Kirby is that character I think from Super Mario Bros.

"And the two of them were getting so excited about being able to use basic knowledge of P5 processing software to produce these small images of Kirby and the connectivity that was happening in their minds turned it from 'I don't think computing is relevant to my life' to 'Wow, this is amazing I can use computational thinking and processing to produce pieces of art that are really exciting to me.'"

Student engagement spikes when they realize coding can bring their creative ideas to life.

"And we see coding as a very similar pathway as writing or creating music, or any of the other ways that people might fuel their creative expression and bring their ideas to the fore," Ali said.

According to Google, all students at Code Next have access to technology and the latest hardware, including 3-D printers and laptops.

The application for the current cohort is available here. Google also published an FAQ.

Madda encouraged anyone interested to apply to Code Next. If you're accepted, it's free.

"You don't have to have any computer science experience. That's not what we're looking for. We're just looking for interest and excitement about the program," she said.

Ali agreed:

For our students and for many students. I think there is the tendency to think of coding or programming as highly technical. And there are technical aspects to it, but everything begins with an idea. The proximity that we have to our students in the lab allows us to understand what their ambitions are, what they're interested in, and what they want to learn more about.

And then we present coding as a way for them to take those ideas and those ambitions and turn them into something that can have utility for them, utility for their community and hopefully, if we do this correctly, utility for the world.

Learning to code, Ali continued, is one of the key ways to open doors to opportunities in tech.

"The access, the pathway, the passport to being able to get to those opportunities runs through coding," Ali said. "And so we make sure that our students know how to code."

But he added that Code Next programs focus on other skills too.

"When we look at the research around retention in computer science programs when we look at the research around retention within technology companies we know that it doesn't always come down to technical skill or technical acumen," Ali said. "It comes down to networks, it comes down to a sense of belonging.

"It comes down to confidence in your ability to make an impact and the opportunity that you've been extended," he continued. "And so the way that we approach it, how we approach it through the labs, through the relationship building, through the constant affirmation that these students are worthy and deserving. We think that that is equally and in some situations, even more important than what we can provide from a coding and a skill-based standpoint."

To create a sense of community, students can visit the coding lab anytime it's open. If they're not there learning, they might just want to grab some food and hang out with friends.

"And that is absolutely fine," Ali said. "In fact, it's encouraged."

Madda echoed that sentiment.

"One of the things I think Code Next really embodies is the reality that knowing how to actually code something is just one part of having a successful career in the tech field," Madda said.

"A lot of times, there's a lot of soft skill development collaboration, creativity, presentation skills that play into success as well as your networks the social community you engage with."

Google is also ready to engage a new community with the Code Next program. But they aren't ready to say where. Ali confirmed that they plan to open another lab in 2023.

"We're not in the position right now to share exactly where that lab is going to be. But hopefully, we will be soon and we can keep you posted on that," he told ZDNet.

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Can an in-person coding lab revitalize a city and diversify the tech industry? - ZDNet

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Degrees, Salaries, And Job Outlook For Information Technology Careers Forbes Advisor – Forbes

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Information technology (IT) careers are growing quickly and offer above-average salaries. IT professionals play an integral role in their organizations digital infrastructure. They handle data storage and ensure their organizations technology works efficiently.

Whether youre interested in cybersecurity, software development and testing or another IT career path, keep reading to learn about information technology careers.

A degree in information technology is often the first step to landing a career in the field. Online bootcamps and certificate programs offer an alternative to traditional degrees. Many institutions offer IT programs, conferring degrees from the associate to doctoral level. IT students can study online in self-paced degree programs or in person at college campuses.

Many online bootcamps and platforms offer courses in information technology subjects. Offerings and costs vary among programs, which may be free or charge learners thousands of dollars in tuition.

Many bootcamps are online and self-paced. However, these programs are rarely accredited, so its important to do your research to make sure youre investing in a reputable bootcamp.

Check out our articles on two online IT bootcamp providers, Galvanize and Udacity, to learn about their offerings and pricing.

Colleges and universities offer associate degrees in information technology, some of which are available completely online. Most associate degrees require 60 credits and take two years of full-time study to complete.

While each program is different, students in information technology associate programs often learn about cybersecurity, the fundamentals of programming, network connectivity and front-end user interface within the context of business.

Many careers in information technology require candidates to hold at least a bachelors degree. This degree prepares aspiring IT professionals through challenging coursework in subjects like IT project management and enterprise data management. Some bachelors programs even require capstone projects to showcase learners knowledge and skills.

A masters degree in information technology is not required for many jobs in the IT field. Even so, earning one may lead to higher earning potential and make you a more marketable job applicant. Information technology graduate programs challenge and grow your skills through courses like advanced cyberattack, cloud infrastructure and database management.

After gaining critical IT knowledge and skills, whether through a degree or an online bootcamp, finding a career path that suits your interests is the next step. Career paths in information technology include network administrator, information security analyst and security engineer.

Many careers in information technology are expected to see strong growth in the coming years, with some jobs projected to grow as much as 22% from 2020 to 2030, according to the U.S. Bureau of Labor Statistics.

Median Annual Salary: $77,200Job Growth: +13%Education Needed: High school diploma; bachelors degree in computer science, programming, web design, digital design or graphic arts often preferredCareer Overview:Web developers create and maintain websites that meet their clients needs. These professionals manage the technical aspects of websites, which include performance and capacity. They also help design websites look and function. Depending on the role, a web developer may be responsible for the entire site as a full-stack developer, the sites outward appearance as a front-end developer, or the sites inward construction as a back-end developer.

Average Annual Salary: Over $62,000Education Needed: Bachelors degree in information technology, computer science, statistics, mathematics or a related fieldCareer Overview: Data analysts gather, organize, analyze and transform raw data into meaningful information. Data analysts often turn data into visually comprehensible reports or presentations for organizations. Data analysts typically hold junior roles and work within teams. This position can allow professionals to gain experience in the field before moving into more senior roles.

Median Annual Salary: $80,600Job Growth: +5%Education Needed: Bachelors degree in computer science or information technologyCareer Overview: Network administrators are responsible for the day-to-day operations of their organizations data communication networks. These professionals organize, install and support computer systems and data communications networks such as local area networks, wide area networks and intranets. Network administrators make sure their organizations servers and mobile equipment are updated and working efficiently.

Median Annual Salary: $99,270Job Growth: +7%Education Needed: Bachelors degree in information technology, computer science, mathematics or a related fieldCareer Overview: Computer systems analysts study organizations computer systems to make necessary improvements. Their duties include researching technologies that may increase efficiency, running cost-benefit analyses of potential upgrades and overseeing the installation and testing of new systems. Analysts may also use data modeling to design systems or focus on the coding and debugging of applications.

Median Annual Salary: $102,600Job Growth: +33%Education Needed: Bachelors degree in information technology, computer science, or a related field such as mathematics or engineeringCareer Overview: Information security engineers protect their organizations network and computer systems. Their responsibilities include planning, testing, implementing and evaluating security measures. These engineers manage firewalls and data encryption programs to protect data, check for vulnerabilities in the current system and support the development of a disaster recovery plan. They also prepare reports about cybersecurity metrics, attempted attacks and breaches that are shared with management or senior staff.

Median Annual Salary: $110,140Job Growth: +22%Education Needed: Bachelors degree in information technology, computer science, or a related field like mathematics or engineeringCareer Overview: Software developers, quality assurance analysts and testers are all involved in creating and revising effective software programs. Software developers create computer applications that do specific tasks, run devices and control networks. Analysts and testers implement software testing, documenting defects and problems with software and share feedback on usability and functionality to developers and stakeholders.

Compare rates from participating lenders via Credible.com

The highest paying IT jobs include computer and information systems managers and research scientists. Computer and information systems managers earn a median salary of $159,010, and computer and information research scientists earn $131,490.

Yes, many IT jobs are in demand and growing at above-average rates. Some rolesincluding software developer, web developer and information security engineerare expected to grow at rates of up to 33% from 2020 to 2030.

Qualifications vary among schools and programs. For example, completing a bootcamp through Udacity or Galvanize may require foundational IT knowledge, while many associate degree programs in information technology are open to beginners.

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Degrees, Salaries, And Job Outlook For Information Technology Careers Forbes Advisor - Forbes

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What do teens think about tech subjects? – ComputerWeekly.com

GUEST BLOG: The tech industry is notorious for being heavily male, with many blaming the early pipeline for deterring girls from choosing to study tech-based subjects or consider tech careers later on. In this guest blog post, GCSE student, Rebecca Flinders, discusses the differing opinions of teen boys and girls when it comes to tech subjects, and whether this highlights some of the reasons behind the uneven gender split later in the pipeline.

From a teenage girls perspective, I rarely find tech-based subjects interesting as the way they are taught at my school makes them extremely challenging. Ive never really considered IT as a future career, and I never engaged in computer science classes pre-GCSE. Sometimes I wonder if its because teenage girls arent encouraged to pursue this career choice as much as teenage boys are, and if my view on tech would be different if I was encouraged more when I started secondary school.

I began to explore this topic in more depth by asking some of my friends if they enjoyed learning about tech, and if they could see themselves taking it on as a career in the future. My friend Jaylen, 14 years old, said: Id do it as a job because its something I have a passion for. I love the challenge and also being able to see your creations come to life. Similarly, my friend Venus, 15 years old, said: I currently find computer science interesting and its one of the fields Im considering.

However, not everyone considered IT as a possible career. My friend Zara, 16 years old, said shed love to if she were good at science/tech but felt she wasnt really interested in these subjects.

Likewise, when I asked my friend Sofia, 15 years old, if she would consider a tech career, she said: Probably not because Im not that interested in computer science related stuff and it seems over complicated. Although a lot of my friends enjoy computer science, the majority are unsure about whether they would consider it for their future.

On the other hand, I also interviewed some boys about IT and if they enjoyed learning about tech-based subjects. One of the boys interviewed, Dylan, 12 years old, claimed to be interested in artificial intelligence (AI).

He said: I think there is a good chance I could end up in IT.

Likewise, Anton, 17 years old who is currently studying A-Level Computer Science said: I would definitely say going into IT can be a very exciting career to go into right now, as it has endless opportunities and incentives driving investment and job security, and is definitely a pathway in the future. He also talked about whether he would take on a career path associated with IT, saying: One thing I can be certain of is that what career I do decide, IT and computing will be heavily involved.

These results were rather surprising, as I did not expect so many of the people I asked to be interested in a career in IT. While both the girls and the boys I asked are mostly keen on learning about IT, the girls pointed out the hardship of it being over complicated and challenging. As a teen who goes to an all-girls school, I believe that this could be because of the lack of excitement and encouragement in the way they teach tech-based subjects to young women. The boys interviewed rarely mentioned any struggles with learning about IT, possibly they are more likely to be encouraged to take on this type of career than girls.

Why is it that so many young girls across the UK find the concept of tech so challenging? Past research by Accenture found more than half of 12-year-old girls say science, technology, engineering and maths (STEM) subjects are too hard, but women then regret not taking them later in life.

I think that the prominent issue of a lack of women working in IT is mainly caused by a lack of inspiration and not being pushed enough by their schools to take on this career path. Women tend to be less confident in themselves and very modest when talking about STEM, often pointing out the challenges and how they dont believe they are good enough.

This clearly needs to change, as women deserve to be confident in themselves and passionate about the things they enjoy. There are so many inspirational women in IT, but they are rarely talked about in schools or amongst the public. Why dont we talk more about them? Women should have more representation for the struggles they went through and the accomplishments they made. This would encourage more young women to believe in themselves and consider IT as a possible career path. Representation is key.

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What do teens think about tech subjects? - ComputerWeekly.com

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Postdoctoral Fellow in Computational Social Science job with NATIONAL UNIVERSITY OF SINGAPORE | 301690 – Times Higher Education

Job Description

Candidates will have expertise in one or more of the following areas:statistical modelling; big data analytics; machine learning; natural language processing; network science; survey/experimental methods; causal inference; econometrics.

Qualifications

PhD in a discipline closely related to computational social science by date of appointment, with evidence of interdisciplinary research applying computational methods to the social sciences. This includes but is not limited to social science disciplines (sociology, political science, communication, economics etc.) or computer science and related disciplines (information science, data science, computational physics etc.)Evidence of successful teaching in methods or theory.

Responsibilities

This is a full-time position for 2 years. The incumbent is expected to teach 2 modules related to computational methods per year (50%) and work with existing faculty members in pursuing computational social science research projects (50%). The incumbent will also contribute towards publishing top-tier journal articles and curriculum development in computational communication. The incumbent should expect to work with multiple projects and faculty advisors. The anticipated start date is 1 January 2023 prior to the beginning of the semester in January 2023.

Application Instructions

Interested applicants are required to submit a complete application dossier as listed below for full consideration. Only shortlisted candidates will be notified.1. NUS Personal Data Consent Form for Job Applicants (You may download the file via this linkhttp://www.nus.edu.sg/careers/files/NUS-Personal-Data-Consent-for-Job-Applicants.pdf).2. Full CV: academic and employment history, degrees obtained, scholarships and awards, post-doctoral and clinical/ residency training (where applicable), other study and research opportunities, Name of PhD supervisor, etc.3. Scanned copies ofacademic certificates and transcripts4. Documents relating toresearch

5. Documents relating toservice activities and impact

6. Teaching Portfolio

7. Diversity Statement8. A list ofFOUR Referees (including one from the applicants PhD or post-doctoral advisor/supervisor). Referees are to submit their letters directly to cnmcareer@nus.edu.sg.

Covid-19 Message

At NUS, the health and safety of our staff and students are one of our utmost priorities, and COVID-vaccination supports our commitment to ensure the safety of our community and to make NUS as safe and welcoming as possible. Many of our roles require a significant amount of physical interactions with students/staff/public members. Even for job roles that may be performed remotely, there will be instances where on-campus presence is required.

Taking into consideration the health and well-being of our staff and students and to better protect everyone in the campus, applicants are strongly encouraged to have themselves fully COVID-19 vaccinated to secure successful employment with NUS.

More Information

Location: Kent Ridge CampusOrganization: Arts & Social SciencesDepartment : Communications And New MediaEmployee Referral Eligible: NoJob requisition ID : 16485

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Postdoctoral Fellow in Computational Social Science job with NATIONAL UNIVERSITY OF SINGAPORE | 301690 - Times Higher Education

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Bitcoin tops $24,000 as hopes of softer Fed action fuel crypto relief rally – CNBC

The world's largest cryptocurrency is down roughly 50% since the start of 2021.

CFOTO | Future Publishing | Getty Images

Bitcoin broke the $24,000 threshold for the first time in more than a month, as hopes of a rate hike less aggressive than feared from the Federal Reserve triggered a relief rally in cryptocurrencies.

The world's biggest cryptocurrency surged as high as $24,047 Wednesday, up more than 8% in 24 hours and trading at levels not seen since mid-June, according to Coin Metrics data.

Traders took comfort from the prospect of softer policy action from the Fed at its next rate-setting meeting.

The effects of tighter monetary policy from the U.S. central bank have weighed heavily on risky assets like stocks and crypto.

Bitcoin is still down roughly 50% since the start of 2021.

"This isn't necessarily the end of the crypto bear market, but a relief rally for Bitcoin is long overdue," said Antoni Trenchev, CEO of crypto lender Nexo.

"Bitcoin is beginning to find its feet after a shaky month, and the next week will be telling," he added.

The U.S. central bank is expected to hike rates again at its next policy meeting, but economists are forecasting a less aggressive increase this time of 75 basis points rather than 100.

Cryptocurrencies were touted as a source of value uncorrelated with traditional financial markets. But as institutional capital poured into digital assets, that thesis failed to materialize once the Fed began hiking interest rates and traders fled equities.

A rally beyond $22,700 means the cryptocurrency has now recovered its 200-week moving average, laying the technical groundwork for a "trend reversal," according to Yuya Hasegawa, crypto market analyst at Japanese crypto exchange Bitbank.

"The market needs a little more assurance for deceleration in the pace of rate hike by the Fed," he said. "Nevertheless, a short-term outlook for bitcoin is bullish and it could go as high as around $29k this week."

Meanwhile, traders are betting that the worst of an intense market contagion caused by liquidity issues at some large crypto firms has likely subsided.

Digital currencies have been under immense selling pressure in the past couple of months, as the collapse of some notable ventures caused ripple effects in the market. Terra, a so-called algorithmic stablecoin, plunged to near-zero in May, setting off a chain of events that ultimately led to the bankruptcies of crypto firms Celsius, Three Arrows Capital and Voyager.

Elsewhere in crypto, ether climbed nearly 5% to $1,609.06, while other so-called "altcoins" were also higher.

The second-largest token is up more than 50% in the past seven days, fueled by optimism over a highly anticipated upgrade to its network known as the "Merge."

Developers now expect the update, which would move ethereum away from environmentally dubious crypto mining to a more energy-efficient system, to be completed by Sept. 19.

"Crypto mining has been highly criticised for contributing to climate change due to its energy intensive nature and as wildfires rage across Europe and the United States, the promise that Ether transactions could be less damaging to the environment has caused a wave of interest," said Susannah Streeter, senior investment and markets analyst at Hargreaves Lansdown.

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Maryland Today | How We Picture Greatness – Maryland Today

For Terps who haventbeen back to campus in a while, driving on Baltimore Avenue might be more of a journey of discovery than a trip down memory lane.

Its impossible not to notice the towering hotel across from the University of Marylands main entrance, a gleaming apartment complex is rising where Platos Diner used to be, andwait a minute, is that one, two, three new grocery stores?

Since its launch in 2015, the $2 billion public-private partnership known as Greater College Park has revitalized the community surrounding UMD as new businesses have taken root, housing options have dramatically expanded, and retailers have set up shop.

While some recent establishments, like The Hotel at the University of Maryland and Vigilante Coffee, quickly became community fixtures, others, like the College Park City Hall and the landscape-altering Aster College Park complex, are just popping up as the transformation continues.

All of it is part of a plan to be the great college townthe place that students, staff, faculty, parents and alumni want to be a part of, said Ken Ulman, UMDs chief strategy officer for economic development and president of the Terrapin Development Company, a partnership between the university and the University of Maryland College Park Foundation that is leading several Greater College Park projects.

Weve assembled idyllic historical images and vibrant modern-day scenes for a simultaneous look back and peek forward at the blossoming Baltimore Avenue corridor. Read on to see just how much greater College Park is becoming.

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Maryland Today | How We Picture Greatness - Maryland Today

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What is a cryptocurrency? Forbes Advisor Australia – Forbes

With a track record going back over a decade, cryptocurrencies are clearly more than just a fad, but they remain widely misunderstood by many people, with doubts persisting about their genuine value, practical use and long-term application.

There is also considerable concern with regards to their volatile nature and potential for exploitation. According to data from Scamwatch, Australians lost $158 million to investment scams between January and May of this year, the majority of which related to cryptocurrency investments.

In the truest sense, cryptocurrencies are a digital means of exchange which use cryptography as a form of security. However, in recent times, the term cryptocurrency has evolved as a stand-in description for, more broadly, a decentralised financial system (DeFi), a highly volatile asset class that can nose-dive or surge on the back of a Tweet, a space for bad actors to steal vulnerable investors identities and money, and a form of digital payment.

Mainstream investors, as well as Australias financial institutions, are also taking more than a passing interest in cryptocurrencies.

The Commonwealth Bank is trialling crypto trading through its banking app, ANZ recently minted $30 million of Australian stablecoins called A$DC, and National Australia Bank (NAB) is also expected to release its own stablecoin (linked to fiat currency, the Australian dollar) by the end of 2022. However, concern over the safety of cryptocurrencies as an investment class remains front and centre in the minds of financial regulators around the world.

The simple answer is that they arent, outside the confines of blockchain technology, which well come to later.

Even more fundamentally, the current legal status of cryptocurrencies varies considerably from one country to another. While the use of cryptocurrencies is unfettered within the European Union, specific countries, such as Turkey, have banned the payments made in cryptocurrencies.

In Australia, cryptocurrency is legal but largely unregulated. Many crypto-assets and other digital assets are commonly not considered to be financial products so the platforms where you buy and sell cryptomay not be regulated by the corporate regulator, the Australian Securities and Investment Commission (ASIC).

The Australian Prudential Regulation Authority (APRA), which regulates the financial services industry, has plans for a policy roadmap for financial entities engaging in crypto activity. A draft standard is expected in late 2022. However, APRA has been keen to point out that it will not strangle innovation, with chairman Wayne Byres stating in a speech reported by The Australian Financial Review newspaper: Much like our approach to climate risk, its underlying message is primarily one of by all means innovate, but proceed with care and in full knowledge of the risks.

Australias Board of Taxation is also developing a policy framework for the taxation of transactions and assets involving cryptocurrency.

Consumer group, CHOICE, meanwhile, continues to rally for better protections for consumers, some of whom have lost vast sums in crypto scams or through market volatility.

As it stands, enforceable protections in the unregulated cryptocurrency market are somewhere between negligible and non-existent, CHOICE states.

In a submission to the federal government, CHOICE is calling for a regulatory regime to help put an end to consumer harm.

Most cryptocurrencies operate without the backing of an authority, such as a central bank or government. This fundamentally differentiates them from traditional currencies, such as the US or Australian dollar.

Instead of governmental guarantees, the way cryptocurrencies work is underpinned by something called blockchain technology (see below).

Rather than existing as a physical stack of notes or coins, cryptocurrencies are confined to the internet. Think of them as virtual tokens, whose value is determined by market forces generated by the people who want to buy or sell them.

Nowadays, an estimated five thousand cryptocurrencies exist. Bitcoin is far and away the largest, followed by the likes of Ethereum and Tether. The market capitalisation of a cryptocurrency equates to the unit price of a currency, multiplied by the number of units in existence. Even after the crypto meltdown in May of 2022, the market was still valued at about $US910 billion.

Cryptocurrencies can be bought with traditional cash such as Australian dollars and can then be used themselves to buy an expanding array of day-to-day goods and services. Cryptocurrencies have the same value in each country, making person-to-person transfers around the world easier, while negating the issue of exchange rates.

Only a limited number of Bitcoins actually exist cryptocurrencies are likened to a digital form of an asset such as gold, where a perceived store of value is then subject to the laws of supply and demand.

Currently, this is the main appeal of cryptocurrencies: that they are able to be traded on exchanges similar to the way stock market investors buy and sell shares and other commodities.

In essence, a blockchain is a type of database. Blockchain first came to prominence as the technology that underpinned Bitcoin when the cryptocurrency was originally mooted in a paper on peer-to-peer electronic cash systems in 2008.

The paper was credited to Satoshi Nakamoto, thought to have been a pseudonym for either an individual or group of people. Part of the cryptocurrencys design meant that there would only ever be 21 million Bitcoins created.

The blockchain is essentially a public ledger of every Bitcoin transaction that takes place. A record gets distributed across numerous computers and cannot be tampered with or changed retrospectively. According to supporters of cryptocurrencies, blockchain transactions are more secure than traditional payment mechanisms.

New units of currency such as Bitcoin are produced on the blockchain through mining, which requires huge volumes of computing power and thus uses significant amounts of energy. Environmentalists have warned that the proliferation of cryptocurrencies could have a significant impact on global attempts to reduce energy consumption.

The most common places to buy Bitcoin and other cryptocurrencies are specialist exchanges. This includes a range of trading platforms and apps that allow investors to buy cryptocurrencies using either traditional currencies and/or other cryptocurrencies.

To open an account, would-be traders are typically asked to provide passport details, a phone number and an email address. The costs of trading can vary from one exchange to another. Some providers impose a flat fee per trade, while others will charge a percentage of the overall transaction amount.

The performance of cryptocurrencies can be notoriously volatile with roller coaster peaks and troughs. In 2013, an individual Bitcoin was worth just a few dollars. At the time of writing (July 2022) its price stood just above the $US20,000 mark a huge increase on nine years ago, but some way off the all-time high of nearly $68,000 it achieved towards the end of 2021.

Cryptocurrency mining refers to the process of generating crypto and verifying new coins. It is a hugely complex business, one involving reams of decentralised and global computer networks, and, as many environmentalists point out, is carbon-intensive.

In the US alone, it is estimated that Bitcoin mining creates some 40 billion pounds of carbon emissions.

Despite the risks and lack of regulation, Australian investors have embraced cryptocurrency in recent years. A report by US crypto exchange Gemini found almost one in five (18%) of Australians bought digital currencies in 2021.

According to Geminis Global State of Crypto report, 43% of Australians first invested in crypto in 2021, with many citing inflation as a key reason. Furthermore, some 54% of Australians viewed cryptocurrency as a good way to diversify their assets, with 81% choosing to hold their crypto investments for the long term.

Data from trading platform eToro, reveals that more than one quarter of Australian investors aged 18-34 have at least 10% of their portfolios invested in cryptocurrency, making the asset class especially popular among Millennials.

Even before the pandemic upheavals of 2020, and the tumbling in crypto prices that began in November 2021, many experts have questioned their security, practical use and long-term viability. Hence the stark and repeated warnings from financial regulators and consumer groups that people should approach investments in this area with extreme caution.

If more mainstream investment houses dip their toes in the cryptocurrency waters, we may see digital assets improve in value, with their usage normalised and more widespread. How the sector will respond to mooted financial regulation in Australia is also yet to be seen.

In the uncertain times in which we live, it is also possible that the entire crypto concept may prove vulnerable or unsustainable in the face of as yet unforeseen challenges.

To paraphrase the regulators: buyer beware.

This article is not an endorsement of any particular cryptocurrency, broker or exchange nor does it constitute a recommendation of cryptocurrency as an investment class.

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What is a cryptocurrency? Forbes Advisor Australia - Forbes

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Why is crypto going up today? Bitcoin price explained and if cryptocurrency could recover from dramatic crash – iNews

Cryptocurrency prices have been rising over the last week, giving investors hope it could recover from its dramatic slump.

Bitcoin was valued at around $23,600 on Wednesday morning up almost 8 per cent in the last 24 hours. It was worth less than $19,400 a week ago.

Crypto prices are up almost across the board. Ethereum has climbed from just over $1,000 to $1,560 over the last week, while the likes of XRP, Binance Coin, Cardano, Dogecoin and Shiba Inu have also seen gains.

But will the upwards trend continue, and what do experts predict for the future?

Cryptocurrency prices have tracked closely with the stock market this year.

Markets have largely been in a downturn, but have rallied across the US, Europe and Asia recently, helping crypto follow suit.

Another likely trigger for the upturn in fortunes is the impending technology upgrade for Ethereum, which has now been scheduled for September.

Ethereum jumped by 12.5 per cent immediately after a developer tweeted that launch is targeted for 19 September.

This upgrade, known as Merge, could be significant for the entire crypto industry, as Ethereum is the blockchain that hosts the majority of Web3s infrastructure, including NFTs and gaming assets. Many see this as the future of digital currency.

Finally, the market may have finished suffering the fallout from multiple recent setbacks, including the collapse of Terras Luna stablecoin and the Celsius lending site.

Despite the recent price rise, experts are not getting too excited about an end to the crypto winter just yet.

Crypto expert Wendy O told NextAdvisor: Were in a full-blown bear market, not a bear cycle. Just because we see some positive price action doesnt mean were out of the clear.

Were currently trading (Ethereum) at $1,500, and in order for me to be super bullish on Ethereum, I would need to see us break above $2,248. Thats a 50 per cent price pump right there.

Joe DiPasquale, CEO of crypto asset manager BitBull Capital, said: While Bitcoin saw positive momentum this week, it remains range-bound when you take a broader view, and is still struggling to cross the $22,000 resistance.

For now, we remain interested in the bottom of this range when it comes to Bitcoins price, and are monitoring for accumulation during this range-bound movement.

Edward Moya, an analyst at broker Oanda, told Barrons there is hope of a continued upturn.

Wall Street is enjoying a positive risk-on mood that is good news for cryptos, he said.

If Bitcoin continues to stabilize here over the next two weeks, the crypto winter could be over. Market positioning became extreme and that could allow for the bottom to have been made if the institutional money buys in.

People invest at their own risk and cryptocurrencies are not regulated by British financial authorities.

All crypto investments are risky, but meme coins like Shiba Inu are particularly volatile, and you should be prepared to lose everything you invest.

The Financial Conduct Authority warned in January: Investing in cryptoassets, or investments and lending linked to them, generally involves taking very high risks with investors money.

If consumers invest in these types of product, they should be prepared to lose all their money.

Susannah Streeter, senior investment and markets analyst at Hargreaves Lansdown, previously explained the risks to i.

She said: On top of being extremely volatile, most cryptocurrencies are unregulated, which not only adds another layer of uncertainty but also means that investors have little or no protection against fraud.

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Why is crypto going up today? Bitcoin price explained and if cryptocurrency could recover from dramatic crash - iNews

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FBI warns of phony cryptocurrency apps aiming to steal money from investors – TechRepublic

Cybercriminals are creating fake cryptocurrency investment apps designed to defraud US investors and exploit investment firms, cautions the FBI.

The FBI is urging cryptocurrency investors and investment firms to beware of fraudulent cryptocurrency apps that try to steal money from unsuspecting victims. Released on Monday, the FBIs notice says that cybercriminals have been convincing investors in the U.S. to download the phony apps with the intent of defrauding them of their cryptocurrency. The criminals have already stolen around $42.7 million from 244 different victims.

The apps in question impersonate legitimate programs by copying their names, logos and other details to then direct people to malicious websites in an attempt to access their cryptocurrency funds. By exploiting the interest in mobile banking and cryptocurrency investing, the criminals are not only targeting investors but seeking to damage the reputations of U.S. investment firms.

SEE: Password breach: Why pop culture and passwords dont mix (free PDF) (TechRepublic)

In one series of incidents between December 2021 and May 2022, cybercriminals scammed at least 28 investors out of around $3.7 million. Using a phony app spoofing the program of a legitimate financial institution, the criminals convinced victims to deposit cryptocurrency into their alleged wallets. When some of the people tried to withdraw funds using the app, an email notice told them that they first had to pay taxes on their investments. But even after paying the purported taxes, the victims were unable to withdraw any funds.

In another series of scams that occurred between October 2021 and May 2022, cybercriminals used the company name YiBit1 to steal around $5.5 million from at least four people. The victims were instructed to download a YiBit app and deposit cryptocurrency into wallets associated with their accounts. Several of the investors received an email telling them that they had to pay taxes on their investments before they could withdraw any funds. The four victims who did so were unable to withdraw funds using the app.

In a third incident that occurred in November of 2021, cybercriminals using the company name of Supayos or Supay2, scammed two victims by instructing them to download the Supay app and deposit cryptocurrency into their associated wallets. One victim learned that he was enrolled without his approval in a program that required a minimum balance of $900,000. Upon attempting to cancel the subscription, the person was told to deposit the required funds or else all his assets would be frozen.

Although the recent cryptocurrency crash has no doubt soured some investors from participating in the space, the reality is that for many people cryptocurrencies still carry the mystique of being the next big thing in investing, and this has fueled some inexperienced investors into making rash decisions for fear of missing out on the next wave that promises life changing financial returns, said Chris Clements, VP of solutions architecture for Cerberus Sentinel. Unfortunately, the same lack of regulation and centralized control that attracts some cryptocurrency proponents can be abused by malicious actors to conduct fraud on a massive scale.

Since investors and legitimate investment firms are both impacted by these scams, the FBI has words of advice for both groups.

For investors:

For investment firms:

The FBIs recommendations for investors to stay safe from similar fraudulent schemes is good advice, particularly to have skepticism towards unsolicited requests to participate in new investment platforms or apps, said Clements. But guidance to verify the legitimacy of a new or unknown organization can be a difficult task, as it can be just as easy for fraudsters to falsify a fake company website or address. For now, the best advice may be for investors to stick with larger and more established players in the cryptocurrency market, but even some of those have had significant issues recently due to the crash and so called crypto winter.

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