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Being safe online is important every day. You need to be careful every time you go online.

Do you know what it takes to be safe online? Every time you go online, you need to avoid the risk of theft or fraud. Here are some tips to use while visiting the Social Security website and the other websites you use.

* Use Strong Passwords Strong passwords have at least eight characters and include capital letters, numbers and non-letter characters. These passwords make it harder for someone to hack your account.

* Dont Recycle Passwords Although it requires effort to think of new passwords constantly, it provides safety when you do. What if you use the same password for every site and you lose your password? If someone finds it, they could get access to all your accounts. Many people choose to reuse but dont be one of them.

* Take Advantage of Multifactor Authentication Many websites offer the option to use a second factor or method in addition to just a username and password to ensure that only you access your information. Using more than one factor to establish identity makes it harder for someone to get into your account and steal your personal information. Beginning Saturday, Social Security will require multifactor authentication to access a Social Security account. Customers choose whether to receive a one-time security code to either their phone or email in order create a new account or sign into their account. Visit this link to find out more about how to secure your personal my Social Security account: http://www.socialsecurity.gov/myaccount/verifyandprotectid.html. Consider using multifactor authentication whenever its offered to protect your information.

* Read Scam Alerts For information about fraudulent activities related to Social Security, you can find information at our blog Social Security Matters under the Newsroom section at blog.socialsecurity.gov. One way to avoid identity theft is to create your own Social Security account, if you havent already. When you have an account, no one else can set up an account using your information. Social Securitys Office of the Inspector General investigates fraud involving Social Security and they publish Fraud Advisories at oig.ssa.gov/newsroom/news-release. The Federal Trade Commission website publishes information about scams that appear in the news at http://www.consumer.ftc.gov/scam-alerts. Youll want to be aware of current scams to avoid being tricked.

* Review Your Online Accounts and Credit Reports Just as you review your earnings record with Social Security for accuracy at http://www.socialsecurity.gov/myaccount, you should review your bank and credit card accounts for accuracy. Get a free copy of your credit report available annually from the three credit reporting agencies (Experian, Equifax and Transunion) at http://www.annualcreditreport.com and check it for incorrect entries.

Protecting your identity can be daunting. Guarding your personal information requires investing some time, but is worth it. Discourage theft and fraud by adopting these security practices when you use the internet.

Maria Diaz is a public affairs specialist for the Social Security Administration. If you have Social Security questions, call 800-772-1213.neighborhood@pbpost.com

Read more from the original source:
SOCIAL SECURITY: Every day is internet security day - Palm Beach Post